United Services Automobile Association (usaa)

Michael Patrick Burns

Cleburne Robinson Burgess

Ramsey Devereaux

Michael J Allen

Kathleen L Swain

Spencer Read

David S Franck

William Chandler

Teddy J Voutour

Daniela M Wheeler

Shanna Ruth Limas

Theron Daniel Smelser

Ana Maria Garcia

Daniel Lee Newman

Keith Michael Askin

Olvin Brett Lewis

Leena Maria Klint-Looney

Exiquio Pena Barrera

Mark Alan Blair

Jerod Jones Laughlin

Nadine Khaled Tabet

Janine Marie Modgling

A computer device and method for processing data to detect modifications to insured property. Received is specification data regarding modifications to be made to insured property in connection with an insurance claim. Also received is data from one or more sensor devices associated with the insured property indicative of a status regarding modifications made to the insured property. Analysis is performed on the received specification and data to determine whether one or more predefined conditions for the insurance claim is satisfied regarding the modifications to be made to the insured property.

Determining status of building modifications using informatics sensor data

The present disclosure relates generally to a system that includes a storage component that stores data and a processor. The processor may install an application using a portion of the storage component, partition the portion of the storage component from a remaining portion of the storage component, and execute the application via the portion of the storage component.

Determining and initiating insurance claim events

A computer device and method for processing maintenance related data for performing maintenance analytics on insured property. Informatic data is received from one or more sensor devices relating to a property covered by an insurance policy. Analysis is performed on the received informatic data to determine one or more conditions associated with the property. Predefined business rules are applied using the determined one or more conditions associated with the property to determine a maintenance profile for the property indicating one or more of maintenance history and repair or maintenance requirements for the property.

System and method for performing dwelling maintenance analytics on insured property

A computer device and method for processing loss related data to detect and initiate insurance claim events. Data is received from one or more sensor devices relating to insured property. Analysis is performed on the received data to determine one or more claim events regarding the insured property. An insurance policy, other product, or service contract associated with the insured property is received and analyzed to determine coverage for the insured property as prescribed by the insurance policy, other product, or service contract. Predefined business rules are applied using the determined one or more claim events and the determined coverage to determine if the insurance policy, other product, or service contract supports a claim regarding the one or more claim events. Notification of the claim is provided if it is determined supported by the insurance policy, other product, or service contract.

A computer device and method for processing risk or loss related data to determine insurance mitigation actions. Informatic data is received for an insured property from one or more informatic sensor devices associated with the insured property. Analysis is performed on the received informatic data to determine one or more risk conditions relating to the insured property. A mitigation report is generated based upon the determined one or more determined risk conditions which identifies one or more mitigation actions to be taken by an insured to reduce risks and the potential for future losses to the insured property.

System and method to determine insurance mitigation actions based on informatic data

An audio recording is created and is automatically associated with metadata related to a component of an event. A hierarchical data structure comprising structural elements associated with components of the event is accessed via a user interface of an electronic file management system. The user interface facilitates the initiation of an audio recording and the selection of metadata associated with a selected element of the hierarchy for automatic association with an audio recording. Access to the audio recording file may be limited to processes that will not modify the original audio file. User interfaces facilitate playing, emailing, copying, and requesting a transcript of the audio file.

Electronic recording statement management

Based on received data descriptive of an event, a hierarchical data structure is constructed comprising structural elements associated with components of an event. A file folder hierarchy corresponding to the hierarchical data structure is created. User interfaces facilitate user access to files and folders in the hierarchies. Certain documents may be designated as documents of record and access to those documents is limited to processes that will not modify the original electronic document, thereby preserving it. Facilities for creating working copies of documents of records and associating them within the hierarchies are provided. A scanning information sheet that may have an electronically readable data imprint containing information about a document to be scanned is described for facilitating the migration of paper documents into an electronic file management system.

Electronic file management hierarchical structure

Disclosed are systems and methods for processing an insured property loss. The systems and methods communicate with an insured property owner and process an insured property loss of the insured property owner by recording a plurality of details of the insured property loss by selecting a plurality of insured property loss details data from a plurality of structured insured property loss detail menus.

Growing community of inventors

San Antonio, TX, United States of America

Michael Patrick Burns