Hsbc Technology & Services (usa) Inc.

Hsbc Technologies Inc.

Michael J Sullivan

John P Flood

Sonu Gupta

Trevor Johnson

Martin Hayes

Ronald M Lesandro

Paris F Roselli

Yilu He

Darrick R Brooks

Michael R Antognoli

Richard Gemma

Darren P Loveday

Srinivas Lakshman

Lynn A Sullivan

Ron Lesandro

Srinivas Laksham

Ewan C Hutton

The present invention provides, in alternative embodiments, a computer architecture and/or computer implemented methods for account opening. In some embodiments, an integrated, component-based technology platform, globally standardized, business configurable account opening processes are separate and decoupled from the user interface screens and are directly manageable by business functionality and/or personnel. In various embodiments, the invention provides pause and resume, save and retrieve, cross-channel, metrics, audit tracking, data logging, and/or straight-through processing capabilities for account opening.

Account opening computer system architecture and process for implementing same

An account opening computer system is configured to provide a flexible front end user interface, separating and decoupling the computer implemented user journey from computer implemented business process(es). The flexible front end user interface includes a plurality of portlets and a component-based object-oriented flow configuration to configure and/or navigate the flow of display screens. Various embodiments are described, including a computer implemented method of account opening using a flow configuration.

Account opening flow configuration computer system and process for implementing same

An application processing engine computer system is configured to process an application for at least one of a product and service using a plurality of coordinated, configurable services. The application processing engine includes an application data management service, an application process flow management service, a decisioning service, an application processing host service, an application activity monitoring service, a queue management service and/or a system maintenance service. Various embodiments are described, including a computer implemented method for processing an application using an application processing engine component and/or module.

Computer architecture and process for application processing engine

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The present invention provides, in alternative embodiments, a computer architecture and/or computer implemented methods for account opening. In some embodiments, the invention provides an integrated, component-based technology platform in which globally standardized, business configurable account opening processes are separate and decoupled from the user interface screens and are directly manageable by business functionality and/or personnel. In various embodiments, the invention provides pause and resume, save and retrieve, cross-channel, metrics, audit tracking, data logging, and/or straight-through processing capabilities for account opening.

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Colden, NY, United States of America

Michael J Sullivan