Mastercard International Incorporated

Michael J Shaon

Michael S Ameiss

Shoon Ping Wong

Pablo Fourez

Alan Mushing

Aimee G Musil

Eric Ray Kitchen

Celine Martig

Jose A Alba

David Pardo

Kenneth Chung Lem Moy

Anand Shekaran

Fredrik Lundequist

Eric R Kitchen

Brian Denning Wink

Vishwam Shekhar Singh

Registration information for a plurality of consumers is obtained at an electronic wallet platform. A mechanism is provided to integrate the electronic wallet platform with a plurality of merchants. Via the electronic wallet platform, a given one of the consumers is afforded an option to select from multiple methods to pay for a transaction with a given one of the merchants. The multiple methods are based, at least in part, on the registration information. At least one of the multiple methods includes a virtual card number. Further steps include obtaining, from the given one of the consumers, a selection of the virtual card number for payment for the transaction; and providing the given one of the merchants with the virtual card number.

Electronic wallet apparatus, method, and computer program product

A phone-based electronic wallet providing authenticated transactions across multiple channels of commerce. The electronic wallet may be used for point-of-sale payments, remote mobile payments and/or web-based payments, and may use authentication tools such as offline PINs, SecureCode PINs and/or online PINs.

Multi-commerce channel wallet for authenticated transactions

A network translation (NT) computing device generates a routing table for a global network including a plurality of local networks. Each local network is associated with a local network identifier of the routing table and includes at least one network-addressable (NA) computing device. The NT computing device stores the routing table in a routing database and receives a data packet having a recipient address from a first local network. The recipient address includes a local network identifier associated with a second local network and an internet protocol (IP) address for a recipient NA computing device within the second local network. The NT computing device extracts the local network identifier from the recipient address, compares the local network identifier to the routing table, and transmits the data packet with the IP address to the second local network to be transmitted to the recipient NA computing device based on the comparison.

Systems and methods for resolving distributed network address conflicts

Local shipping addresses in a first country are assigned to a plurality of consumers having physical addresses in at least one country other than the first country. A request is obtained, from an e-commerce retailer, for a corresponding one of the local shipping addresses. Product information, an indication of a desired form of shipping from the e-commerce retailer to the corresponding one of the local shipping addresses, and an indication of a desired form of shipping from the corresponding one of the local shipping addresses to a corresponding one of the physical addresses in the at least one country other than the first country are obtained. An indication of an estimated fully landed cost associated with the on-line shopping session is dispatched.

E-wallet with cross-border capability

Growing community of inventors

Fayetteville, AR, United States of America

Michael J Shaon