Manning and Napier Information Services LLC

Computer Task Group, Inc.

Michael J Colson

Robert M States

Michael P Heffley

Scott Strozyk

Russell W Bessette

A method and apparatus for coordinating payment of healthcare expenses is disclosed. The method comprises determining a co-payment amount based on a customer's insurance coverage, determining the availability of funds from a plurality of the consumer's prioritized accounts, and deducting at least a portion of the co-payment from the highest priority account having available funds.

Method and apparatus for providing access to healthcare funds

An improved method of appraising a mammal's health includes the steps of: measuring the values of a plurality of factors indicative of different health parameters at a first time; normalizing the measured values of said factors at the first time; and arranging such normalized measured values at said first time in a first sequence; thereby to have said first sequence represent the mammal's health at the first time. The method may include the additional steps of: measuring the values of such plurality of factors at a second time; normalizing the measured values of such factors at the second time; arranging such normalized measured values in a second sequence; and comparing the second sequence with the first sequence or with a similar sequences from a plurality of similar animals recording the same primary afflicting condition.

Growing community of inventors

East Amherst, NY, United States of America

Michael J Colson