American Express Travel Related Services Company, Inc.

Lead Core Fund, L.l.c.

Gula Consulting Limited Liability Company

Michael G Johnson

Fred Alan Bishop

Coby Royer

Dirk B White

William G Hohle

David E Johnstone

Marvin Simkin

Zygmunt Steven Gorgol

Nick Swift

Russell Bennett

Walter Donald Lake

Elliott Glazer

Elliot Glazer

A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user is provided with an intelligent token, such as a smartcard containing a digital certificate. The intelligent token suitably authenticates with a server on a network that conducts all or portions of the transaction on behalf of the user. In various embodiments a wallet server interacts with a security server to provide enhanced reliability and confidence in the transaction. In various embodiments, the wallet server includes a toolbar. In various embodiments, the digital wallet pre-fills forms. Forms may be pre-filled using an auto-remember component.

Methods and apparatus for conducting electronic transactions

Growing community of inventors

Peoria, AZ, United States of America

Michael G Johnson