Boku, Inc.

Sepialine Incorporated

Michael Cahill

Ron Hirson

Glyn Barry Smith

Rachel Jane Gillam

Jeremy T Evans

Dmytri Bazulin

Raymond Bradley

Systems and methods are provided to facilitate retail transactions via mobile communications. In one aspect, a retail terminal includes: a user interface to receive a phone number of a customer; a memory; a data communication interface; and a processor coupled with the memory and the data communication interface to transmit the phone number to a server computer to cause the server computer to communicate with a mobile phone at the phone number to confirm a transaction at the retail terminal and to transmit one or more premium messages to the mobile phone to collect funds for the transaction, and to receive from the server computer a message indicating that the funds are available for the transaction. The retail terminal is to perform the transaction in response to the message from the server computer.

Systems and methods to facilitate retail transactions

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a communication interface to receive an input from a merchant; a plurality of converters to interface with a plurality of controllers for delivery of premium messages sent by the system to collect funds for purchases made by customers; and a common format processor coupled with the plurality of converters to send the premium messages. The common format processor determines a combination of one or more premium messages, in response to a first customer making a first purchase from the merchant at a first price. The total price of the one or more premium messages is based on the first price and a portion of service charges associated with the one or more premium messages, where the portion is specified by the input received via the interface.

Systems and methods to facilitate online transactions

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a communication interface to receive an input from a merchant; a plurality of converters to interface with a plurality of controllers for delivery of messages sent by the system to collect funds for purchases made by customers; and a common format processor coupled with the plurality of converters to send the messages. The common format processor determines a total price of one or more messages, in response to a first customer making a first purchase from the merchant at a first price. The total price of the one or more messages is based on the first price and a portion of service charges associated with the one or more messages, where the portion is specified by the input received via the interface.

A method of accounting for activities in a system comprising a telephone handset, including associating use of the telephone handset with a user, allowing the user to perform a call through use of the telephone handset without providing billing information relating to the call, communicating unbilled call information to at least one user computer associated with the user through a network, and prompting the user to input billing data relating to the unbilled call information at the at least one computer associated with the user.

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San Rafael, CA, United States of America

Michael Cahill