Bank of America Corporation

Melody Gentile

John Barrett Hall

Kerry Kurt Simpkins

Mark David Felse

Michele N Hanshew

James Kevin Benton

Dewayne A Furr

Richard A Banks, Jr

Theresa Brennan

Deborah A Copes

Sarah Catherine Christine

Bethany M Axtell

Sarah Christine

Milton A Danielson

A system for optical character recognition pre-verification is provided. The system may review payment documents. The payment documents may include remit stubs and paper checks. The system, utilizing optical character recognition software, may determine dollar amounts on the remit stubs and the paper checks. The optical character recognition software may determine a confidence level of whether the determined amount is the same amount that the writer of the check. If the confidence level is above first predetermined threshold level of confidence and below a second predetermined threshold level of confidence, the system may present an operator with a pre-verification GUI. The pre-verification GUI may include a view of the remit stub, a view of the check, the dollar amount due, a match button and a do not match button. Upon selection of either the match or do not match button, the payment may be processed in another check-processing system.

Optical character recognition pre-verification system

A method for database retrieval is provided. The method may include receiving a history datastore. The method may include receiving a payment, i.e., a paper check. The method may include simultaneously scanning the check into a grayscale image and black and white image. The method may include reviewing each pixel on the black and white image alone and in combination with surrounding pixels to determine an arrangement of shaded pixels. When the arrangement of shaded pixels is determined to be above a predetermined threshold of similarity to a predefined set of characters, the method may determine a subset of characters and store the subset of characters in a memory. The method may include crawling the history datastore to determine information which corresponds to the subset of characters stored in memory and retrieving the corresponding information. The method may include showing the corresponding information and the payment on a GUI.

Database retrieval system

Embodiments of the invention include systems, methods, and computer-program products for generating an overlay of a highlight or mask of a negotiable instrument on a representative's display for keying the instrument. The system overlays and changes the display of a representative's computer screen in real-time for improved keying instruments by generating highlighting or masking of specified portions of the instrument. The invention generates a grid including an X and Y axis on the instrument and identifies the parameter coordinates for the various indicia on the instrument. The invention may contain code for highlighting or masking various indicia on the instrument using the parameter coordinates for mapping. A programmed overlay may be performed on an image of the instrument in real-time as it is queued onto a representative's display. Upon completion of the representative's keying of the instrument, the overlay is removed for storage of the image of the instrument.

Programmable overlay for negotiable instrument electronic image processing

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Newark, DE, United States of America

Melody Gentile