United Services Automobile Association (usaa)

Other

Melanie Lynn Thompson

Jeffrey Walton Easley

Brian Hurtak

Patrick Lugo

Susan Black

Embodiments described herein disclose methods and systems for authenticating ownership of an account in real-time or near real-time so that a user can fund or open a new account without waiting for several days. The system enables an operator to select one or more methods for authentication from a group of candidate schemes. The candidate schemes include (1) a card-association-network scheme; (2) an account-aggregation scheme; and (3) a credit-bureau-integration scheme.

Systems and methods for account ownership verification

A wallet card retrieval slip that includes a sleeve having a transparent top sheet and a transparent bottom sheet conjoined at a back edge and a second edge, the sleeve having a vertical pull tab disposed on a first edge proximal the back edge and a horizontal pull tab disposed on a front edge proximal the second edge, wherein a card is removably insertable into the sleeve and easily retrieved from a wallet pocket by means of the vertical and horizontal pull tabs. An alternative embodiment has the vertical pull tab centrally disposed on the first edge to enable a staggered arrangement of vertical pull tabs on a plurality of sleeves when used with a plurality of cards in adjacent pockets in a wallet.

Growing community of inventors

San Antonio, TX, United States of America

Melanie Lynn Thompson