Ebay, Incorporated

Paypal, Inc.

Max Levchin

Benjamin Gregg Listwon

David Li

David Young-June Kang

Carl Freeland

Luke Paul Nosek

Denise Aptekar

Erik Klein

Greg Cervelli

Scott Alan Banister

Kristen Wilson

Peter Thiel

Kyle Haffey

May Chen

Huey Lin

Gina Han

Julie Gonzales

Theodore Douglas Levan

Dan Levy

Chris McGraw

Steven Wo

Jason Nielson

Jason Nielsen

Robert Frezza

A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.

System and methods for facilitating value exchanges using mobile devices

A method and system for resolving disputes between parties involved in a network-based transaction is described. One aspect of the present invention seeks to automatically facilitate the restitution of value to parties of the transaction, for example, facilitated by a network-based commerce platform or involving a network-based payment service, where a dispute has arisen with respect to the transaction.

Automatic restitution of transaction fees, punishment of non-paying bidders, and management of appeals

A method to redirect a browser client is disclosed. The method comprises storing information at a payment service web site that includes a return URL (uniform resource locator) corresponding to a web-based interface hosted by a merchant web site. Next, the method comprise extracting the return URL embedded in the information and comparing, the return URL to a reference return URL corresponding to the web-based interface hosted by the merchant web site. Finally, the method comprises identifying the return URL matches the reference return URL and redirecting the browser client to the web-based interface hosted by the merchant web site responsive to the identifying the match.

Payment service to efficiently enable electronic payment

Automatic dispute resolution

A method to redirect a browser client is disclosed. The method comprises serving a first web page including a check-out option and receiving a check-out request from a consumer user of an electronic storefront web site. The check-out request is to purchase a product. In response to the check-out request the browser client is redirected to a web page hosted by a payment service web site. The payment service web site stores information that includes a return URL that corresponds to a web-based interface that is hosted by the electronic storefront web site. The redirection further includes a comparison of the return URL in the stored information to a return URL that corresponds to the web-based interface that is hosted by the electronic storefront web site. The comparison is to determine whether redirection to the web-based interface hosted by the electronic storefront web site should be performed.

Method and architecture for facilitating payment to e-commerce merchants via a payment service. The method enables consumer users of an electronic storefront hosted by a merchant to make purchases via the payment service, wherein interactions between the electronic storefront and the payment service are transparent to the user. In response to a user check-out request, the user's browser is directed to a payment service web site. Information from which authorization for use of the payment service may be determined is passed to the payment service. The payment service then returns the browser to a selected check-out flow hosted by the electronic storefront, wherein the check-out flow provides an option to use the payment service if the user and merchant are authorized to do so, otherwise the check-out flow does not include the payment service option. In one embodiment, an application program interface (API) provided by the payment service is employed by the electronic storefront to facilitate transactions with the payment service.

Method and architecture for facilitating payment to e-commerce merchants via a payment service

A system and methods are provided for depicting on-line transactions. Transactions may be represented as a connected graph with various visual and/or aural attributes indicating different statuses for various transaction parameters. Nodes may represent entities providing or receiving value, while edges represent transactions conducted between entities. The relative magnitude of value of a transaction may be represented by the thickness or pattern of an edge, while a time period during which it occurred may be indicated by color. Different types of entities may be represented by nodes of different shapes, and/or specific entities within a type may have other unique attributes (e.g., color, size). A graph may be generated by starting with an initial account, entity or transaction that meets one or more criteria (e.g., value amount, frequency of activity). The system may then trace the source and/or destination of value transferred from/to the initial entity to identify a set of related or connected transactions.

System and method for depicting on-line transactions

System and method for electronically exchanging value among distributed users

Growing community of inventors

Palo Alto, CA, United States of America

Max Levchin