Bank of America Corporation

Matthew Rice

Hans Dirk Schumacher

Erik Stephen Ross

David Neil Joffe

Yanghong Shao

Tracy Elizabeth Marcin

Ronald A Hollis, Jr

Chunrong Li

Mei-Ling Johnson

John Scott Bailer

Brooke Marie Durham

Michael Newbold, Jr

Michael David Napolin

James A Greco

Jennifer Prem

Aspects of the disclosure relate to assisting credit account holders during economic hardship. More specifically, aspects of the disclosure relate to systems and methods for providing a rebate of at least a portion of a finance charge applied to a credit account. Unlike certain prior art systems and methods, embodiments disclosed herein may benefit both the credit account holder as well as the financial institution that extends the credit account. In one embodiment, it may be determined that several credit accounts meet a threshold of probability of having a charge-off. In certain embodiments, the number of accounts that receive a rebate may be limited to a certain percentage of credit accounts with a non-zero balance.

Financial charge rebate

Embodiments of the invention relate to systems, methods, and computer program products for testing analytics. Embodiments herein disclosed provide for automating the collection and storage of test data, automating test performance calculations across a multitude of segments within the test group and automating test result information delivery.

Testing analytics tool

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Wilmington, DE, United States of America

Matthew Rice