Visa International Service Association

The Western Union Company

Matthew Leland Dill

John F Sheets

Glenn Leon Powell

Prasanna L Narayan

Andrew Carpenter

Akshay Chopra

L Prasanna Narayan

Systems and methods for interoperable network token processing are provided. A network token system provides a platform that can be leveraged by external entities (e.g., third party wallets, e-commerce merchants, payment enablers/payment service providers, etc.) or internal payment processing network systems that have the need to use the tokens to facilitate payment transactions. A token registry vault can provide interfaces for various token requestors (e.g., mobile device, issuers, merchants, mobile wallet providers, etc.), merchants, acquirers, issuers, and payment processing network systems to request generation, use and management of tokens. The network token system further provides services such as card registration, token generation, token issuance, token authentication and activation, token exchange, and token life-cycle management.

Systems and methods for communicating risk using token assurance data

Systems and methods for communicating token attributes associated with a token vault

A centralized service or operating system to create receipts, store receipts, access receipts and provide additional services based on receipts is disclosed.

System and method for electronic receipt services

A visual system architecture tool uses financial system functions represented as building blocks or capability blocks. The capability blocks are placed in proximity to show elements of a particular solution to a system design requirement. The capability blocks may include detailed descriptions of the functions that are accessible graphically and may also include code modules for rapid prototyping of some or all of the system being designed.

System architecture design having visual organization of business function blocks

The invention provides various systems and methods for establishing an identity confidence scoring system. The method includes gathering identity information about the customers from physical locations and from remote locations. The method updates the identity profiles with the gathered identity information, and based on the gathered identity information, generates an identity confidence score associated with each identity profile.

Growing community of inventors

St. Helena, CA, United States of America

Matthew Leland Dill