Bank of America Corporation

Matthew Joseph Wallace

Kerry Michelle Cantley

Murali Sampath

Glenn Edward Hupfer

Greg M Correro

Michael Lee Funk

Jeantou Alphonse DeGrammont

Donna Lynne Shannon

Veronica C Smith

Sherri Sullivan

David Joseph Koval

James Wayland Pierce, Jr

Kristy Lynn Monk

Brett C Carter

John Zemaitis

Kim Leah Bunn

Keith Dion Owes

Systems, computer products, and methods are described herein for improved authentication utilizing two factor authentication of a user. The two factors include a verified identification and a liveness identification. The verified identification may be a governmental verified identification, and the liveness identification may be a video of the user. The user may capture the verified identification and the liveness identification using the user's mobile device. The organization may authenticate the user by identifying the user from the verified identification image and identifying that the user is active by identifying movement from the liveness identification image. Additional authentication may include requiring and/or identifying an identifier from the liveness identification image (e.g., movement, object, characters, or the like), and/or capture image data related to a time or a location at which the images were captured.

System for electronic authentication with live user determination

Embodiments of the present invention provide a system for managing and/or operating a nodal grid network in which resources are received, dispensed, and transferred throughout the nodal grid network. The nodal network may comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for important and sometimes unique information as the resource notes are received and/or dispensed at each of the nodes. This information about the resource notes and the nodes of the network can be recorded and stored in real-time, such that the system can make real-time decisions regarding how to address any necessary adjustments of resource quantities at each node. Furthermore, historical nodal data can be analyzed to identify trends at each node, and this historical data can be extrapolated to provide insight into an expected health of each node at future points in time.

System for providing on-demand resource delivery to resource dispensers

System for provisioning and allowing secure access to a virtual credential

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Media, PA, United States of America

Matthew Joseph Wallace