Mastercard International Incorporated

Matthew James Miller

Maurice David Liscia

Sowmya Reddy Lakka

Gerardo Cardone

Jeehoon Joshua Cho

Mostafa Hussein Sabet

Pablo Fourez

Jackson Hamburger

Piyush Maurya

Joseph John Benson

Louis Antonelli

Sneha Pendse

Bradley Roth

Provided are a system and method for distributing the digitization of a payment credential to an entity that does not have access to issuer master keys. In one example, the method includes receiving a personalization script for a payment credential, the personalization script generated by an issuer of the payment credential, generating tokenized payment information for the payment credential based on the received personalization script, wherein the tokenized payment information is generated by the digitization entity without having access to issuer master keys (IMKs) of the issuer of the payment credential, and transmitting the tokenized payment information for the payment credential to a digital wallet executing on a user device.

External payment credential digitization

Disclosed are methods and systems for provisioning payment card credentials to an Internet of Things (IoT) device that is associated with a companion application. In an embodiment, a mobile device processor displays a companion application user interface (UI) on a display screen, receives a user selection of an option to obtain payment card credentials from the companion application UI, displays a prompt for the user to provide user authentication data to the companion application, receives the user authentication data from a biometric sensor, and authenticates the user. The process next includes displaying a selection screen comprising one of an icon identifying the IoT device or an icon identifying the companion application and a list of payment card accounts, receiving a selection of a payment card account, transmitting payment account credentials of the selection to a wallet server computer, receiving a companion token from the wallet server computer, associating the companion token with the companion application, and transmitting the companion token to the IoT device associated with the companion application.

Digital wallet for the provisioning and management of tokens

Disclosed are methods and systems for associating payment card credentials with a companion application. In an embodiment, a consumer's mobile device processor receives an instruction to launch a companion application, displays a companion application user interface, and receives selection of an option to obtain payment card credentials from at least one wallet application. The process also includes displaying a list of payment card accounts associated with the selected wallet application for association with the companion application, receiving a selection of at least one payment card account, transmitting payment account credentials of the selected payment account to a wallet server computer, receiving a companion token representing a digitization of the selected payment card account from the wallet server computer, and associating the companion token with the companion application.

An augmented reality (AR) computing device for displaying computer-generated elements in augmented reality supported service activities is provided. The AR computing device is configured to scan a first location, using an AR display device, to capture location data including consumer data corresponding to one or more consumers and facial data associated with the one or more consumers. The AR computing device is also configured to select, using the AR display device, a first consumer of the one or more consumers, store the consumer data corresponding to the first consumer in a database, and receive AR data associated with the location data. The AR computing device is further configured to automatically display, using the AR display device, the AR data, receive an update for the AR data, automatically update the AR data in response to the received update, and display, using the AR display device, the updated AR data.

Augmented reality systems and methods for service providers

A system, method, and computer-readable storage medium configured to facilitate gratuities to individuals and employees of establishments based on location.

Growing community of inventors

Redding, CT, United States of America

Matthew James Miller