Diebold Nixdorf, Incorporated

Diebold Nixdorf, Incoporated

Matt Zaugg

Brian Block

Alex Klein

Robert Konecny

Richard Harris

David William Kuchenski

Devon Watson

Scott Dailey

Sergio De Olveira

Eric Maibach

Stefan Bradstreet

Scott Witzke

Caleb Widmer

Shawn Reynolds

A system provides for a self-checkout terminal with various components. A receiver receives shopping data including prices of items that a customer has physically acquired or placed in a cart. A payment logic receives credential information associated with a monetary account for paying for the items. A message logic creates checkout data that includes data representing the collection of purchase items. A transmitter transmits the credential information to an account network for authentication and the receiver receives a response indicating if the monetary account is valid. The payment logic/self-checkout terminal indicates to the customer that a payment using the monetary account for the purchase items is authorized or not. When authorized, an authorization is received at the self-checkout terminal before the customer arrives at the terminal and the self-checkout terminal causes a payment transaction to be executed to provide for self-checkout using the monetary account without assistance by another person.

Point of sale transactions

A cash-dispensing banking terminal has a housing, a transmitter, a receiver, a cash dispenser, and a processor to control the cash dispenser. A pre-created transaction request was earlier created with a mobile device before a banking customer and the mobile device arrive at the cash-dispensing banking terminal. A remote computing device authenticates and authorizes the transaction request before the customer and the mobile device arrive at the cash-dispensing banking terminal. When the transaction is authenticated and authorized, a remote computer generates an executable transaction request and generates and sends a transaction identifier associated with an executable transaction request to the mobile device. The receiver receives the transaction identifier from the mobile device, when the customer is at the banking terminal. The remote computer and/or other devices verify the transaction identifier is valid. The banking terminal performs the transaction request while the customer is at the banking terminal.

Cash access with automatic transaction machine with mobile phone

Automated transaction machine

An Automated Transaction Machine (ATM) includes a time limited secure transaction.

Automated banking machine and related methods

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Munroe Falls, OH, United States of America

Matt Zaugg