Wells Fargo Bank, N.a.

Illumina Cambridge Limited

Masoud Vakili

Abhijit Rao

Tyua Larsen Fraser

Bryan Kroll

Priyamvada Singh

Josh Neal

Dana Neitz

Molly Wilcox

Jennifer A Hammer

Ryan Anderson

Eric S Nordman

Timothy M Woudenberg

Sam Woo

Mark F Oldham

Kazusuke Mihara

Toshihiko Honkura

Hisao Kawasaki

Gaurav Goyal

Embodiments are disclosed for detecting and responding to potentially fraudulent transactions and other network access events via a system comprising a three-tiered network architecture. An example system comprises one or more user equipment devices configured with a thin client application (a first tier). The one or more user equipment devices are capable of communicating with a respective local authority controller and a local knowledge base (the second tier). The one or more local authority controllers and local knowledge bases are configured to interact with a master authority controller and master knowledge base (the third tier) to enable the efficient assessment of potentially localized fraudulent network activity and the passing of network access rule sets amongst the devices in each tier. Corresponding apparatuses and methods are also provided.

Multi-tiered system for detecting and reducing unauthorized network access

Systems, apparatuses, methods, and computer program products are disclosed for providing continuous session authentication and monitoring. An example method includes authenticating, at a first time, a session for a user of the client device based on an authentication image data structure and a plurality of first video frames captured before the first time. The example method further includes extracting sample data from a monitor region for each of a plurality of second video frames captured after the first time and generating motion data based on the extracted sample data. The example method further includes detecting, at a second time, a re-authentication trigger event based on the motion data. Subsequently, the example method includes re-authenticating the session based on the authentication image data structure and a plurality of third video frames captured after the second time.

Systems and methods for continuous authentication and monitoring

Systems, apparatuses, methods, and computer program products are disclosed for facilitating on-demand delivery of unknown qubits. An example method includes determining a first quantum basis pattern. The example method further includes encoding, by encoding circuitry, a set of bits utilizing the first quantum basis pattern to generate a set of qubits and transmitting, by quantum communications circuitry, the set of qubits over a quantum line, for example, a polarization maintaining optical fiber, to a remote device, wherein the set of qubits is configured for measurement by an independently determined, second quantum basis pattern, resulting in a second set of bits different than the first set of bits.

Systems and methods for providing randomness-as-a-service

A system for providing coaching includes a system that creates a custom coach to assist a user in achieving one or more goals, such as, e.g., a financial goal. The coach is generated based on one or more traits of the user to increase the likelihood that the user will relate and respond to communications from the coach in a manner that enables the user to achieve his/her goal. The traits used by the system to create the coach can include traits inputted directly by a user. The system also adapts the coaching provided by the coach in response to trends noted by the coaching system as the system is used by the user as well as others.

System and method for providing virtual coaching

Systems, apparatuses, methods, and computer program products are disclosed for providing passive continuous session authentication. An example method includes authenticating a session for a user of a client device. The example method further includes generating a video data structure comprising a video stream, deriving a set of biometric attributes of the user from the video stream, synchronizing temporal information with the set of biometric attributes derived from the video stream, generating an aggregated behavioral attribute data structure comprised of the video data structure and the set of biometric attributes derived from the video stream synchronized to the temporal information, and re-authenticating, by the session authentication circuitry at a second time after the first time, the session for the user of the client device based on the aggregated behavioral attribute data structure.

Systems and methods for passive continuous session authentication

The present disclosure provides systems and methods for sequencing nucleic acid molecules using tunneling labels. A sequence of a nucleic acid molecule may be identified with high accuracy using a chip comprising sensors, wherein each individual sensor may comprise at least two electrodes separated by a gap. The electrodes may be configured to generate at least one electrical signal upon binding of a tunneling label associated with a nucleotide. Epigenetic information can also be determined at the same time as a nucleic acid sequence.

Systems and methods for measurement and sequencing of bio-molecules

Systems, apparatuses, methods, and computer program products are disclosed for session authentication. An example method includes determining, by decoding circuitry, a set of quantum bases to use for measurement. The example method further includes receiving, by the decoding circuitry, a series of photons. The example method further includes decoding, by the decoding circuitry and based on the determined set of quantum bases, the series of photons to generate a decoded set of bits. The example method further includes receiving, by the decoding circuitry, a control signal indicative of an instruction to initiate decoding based on the set of quantum bases. The example method further includes, in response to receiving the control signal, decoding, by the decoding circuitry, the series of photons based on the set of quantum bases. The example method further includes generating, by session authentication circuitry, a session key based on the decoded set of bits.

Systems and methods for passive quantum session authentication

Systems, apparatuses, methods, and computer program products are disclosed for session authentication. An example system includes encoding circuitry configured to generate, based on a first set of quantum bases, a set of qbits, and transmit the set of qbits over a quantum line, wherein the encoding circuitry is further configured not to transmit the first set of quantum bases. The example system further includes decoding circuitry in communication with the encoding circuitry over the quantum line, the decoding circuitry configured to receive, over a quantum line, the set of qbits, and decode, based on a second set of quantum bases, the set of qbits to generate a decoded set of bits. The example system further includes session authentication circuitry configured to generate a session key based on the decoded set of bits.

Systems and methods for server-side quantum session authentication

A computing system includes a network interface configured to communicate data over a network, a vendor database configured to retrievable store vendor data related to a vendor of interest, and a processing circuit with a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to identify a vendor of interest; conduct a search of internal documents and external resources to obtain the vendor data related to the vendor of interest, store the vendor data in the vendor database, and generate a vendor performance score based on the vendor data.

Systems and methods for vendor intelligence

A method, apparatus, and computer program product for improved risk compliance management are provided. An example method includes receiving, by a computing device, a request for an authenticated online session. The method further includes obtaining, by identification circuitry of the computing device, one or more first risk parameters associated with a first session establishment process. The one or more first risk parameters are associated with a first vendor performing the first session establishment process. The method further includes determining, by risk compliance circuitry of the computing device, if the one or more first risk parameters satisfy one or more first risk thresholds. In response to this determination, the method includes modifying, by risk adjustment circuitry of the computing device, one or more second risk thresholds associated with a second session establishment process to be performed by a second vendor.

Apparatuses and methods for improved risk management

Systems, apparatuses, methods, and computer program products are disclosed for session authentication and random number generation. An example method includes receiving, by decoding circuitry and over a quantum line, a set of qubits generated based on a first set of quantum bases. The example method further includes decoding, by the decoding circuitry and based on a second set of quantum bases, the set of qubits to generate a decoded set of bits. In this example method, the first set of quantum bases is determined without reliance on the second set of quantum bases and the second set of quantum bases is determined without reliance on the first set of quantum bases. The example method further includes generating, by random number generation circuitry, a number comprising the decoded set of bits.

Systems and methods for quantum session authentication

Systems, apparatuses, methods, and computer program products are disclosed for session authentication. In an exemplary embodiment, a session authentication system encodes and decodes a set of quantum bits using different quantum bases in order to generate a random number used to generate a session key or a random seed (e.g., a set of bits that is randomized due to quantum effects such as the principle of quantum uncertainty) for pseudorandom number generation used to establish a secure session. An example system includes decoding circuitry configured to receive, over a quantum line, a set of qbits generated based on a first set of quantum bases not received by the decoding circuitry, and decode, based on a second set of quantum bases, the set of qbits to generate a decoded set of bits; and session authentication circuitry configured to generate a session key based on the decoded set of bits.

Systems, apparatuses, methods, and computer program products are disclosed for controlling a function of an automated transaction machine (ATM). An example method includes receiving, by a query language processing (QLP) circuitry, a query command signal. The example method further includes generating, based on the query command signal and a tree-structured menu of an ATM, a set of control signals configured to instruct the ATM to perform the function by crawling a tree-structured menu of the ATM. Subsequently, the example method includes transmitting, to an ATM, the set of control signals to cause display of the advancement of the tree-structured menu. Additionally, the example method includes a text to speech (TTS) circuitry configured to receive a response signal and generate, based on the response signal, electronic information indicating a vocal representation of the response signal. The example method may further include transmitting to the ATM, the electronic information.

Systems and methods for controlling an automated transaction machine

Systems, apparatuses, methods, and computer program products are disclosed for providing continuous session authentication. An example method includes receiving, at a first time, a session authentication request data structure indicative of a request to authenticate a session for a user of a client device. The example method further includes retrieving a first attribute data structure generated before the first time and associated with a previous session of the user. The example method further includes generating, after the first time, a second attribute data structure associated with the user. Subsequently, the example method includes authenticating, at a second time after the first time, the session based on the first attribute data structure and the second attribute data structure.

Systems and methods for continuous session authentication utilizing previously extracted and derived data

Embodiments are disclosed for using an apparatus to perform pupil identification. An example method includes toggling circuitry configured to determine, based on a measured ambient infrared light level, whether to perform pupil identification using one of either the dark pupil identification process or the bright pupil identification process; and pupil identification circuitry configured to perform pupil identification on a user using the bright identification process upon the determination that the measured ambient infrared light level falls within a first range and to perform dark pupil identification process upon the determination that the measured ambient infrared light level falls within a second range. Corresponding apparatuses and non-transitory computer readable storage media are also provided.

Growing community of inventors

Los Altos, CA, United States of America

Masoud Vakili