Visa U.s.a. Inc.

Mary Pat McMahon

Edward Winfield Fordyce, Iii

Jennifer A Schulz

A merchant debit card program is described that includes a plurality of authorized issuers for debit card accounts. The merchant debit card program includes a merchant loyalty program that provides rewards to enrolled debit card accounts. The authorized issuers provide management of the debit card accounts including customer statements, payment authorizations and customer service. Application data for a new debit card account is transmitted from the merchant to the selected issuer by a card processing system. Enrollment data to the merchant loyalty program may also be transmitted from the merchant to an authorized issuer by the card processing system.

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Orinda, CA, United States of America

Mary Pat McMahon