Visa International Service Association

Martin Enriquez

Kelvan Patrick Howard

Joseph Bjorn Ovick

Chandra Srivastava

Cesar Otero

Jordan Scheinfield

Yaasha Sabbaghian

Kathryn Michele Brownstone

Diane C Salmon

Ajit Vilasrao Patil

Varun Sharma

Santosh Lachhman Achhra

Sukalyan Chakraborty

Satyanarayan Belur

Michael Lemberger

A method for enabling a value-added transaction involving a vehicle and a merchant via a mobile device is disclosed. Merchant information may be broadcasted from a merchant terminal. Vehicle specific data may be received at the merchant terminal identifying the vehicle in response to the broadcasted merchant information. Transaction data may be provided to the mobile device to initiate an intended transaction. Payment data may be received from the mobile device at the merchant terminal in response to the provided transaction data. Before completing the intended transaction, a value-added transaction offer may be provided to the mobile device. In response to the provided value-added transaction offer, an acceptance of the value-added transaction offer may be received. The intended transaction and the value-added transaction offer may be completed as a single transaction.

Value-added services data and protocol and transactions involving vehicle specific data

A system and method to communicate individualized/customized messages to a vehicle based on the location of the vehicle, operation statuses the vehicle, and/or mobile devices of occupants of the vehicle.

In-vehicle access

A system and method configured to establish a communication connection between a vehicle and a remote computing device for data transmission. A beacon device is configured at a location to detect the presence of the vehicle, transmit an identity of the location to the vehicle, and communicate with the vehicle to determine an identity of the vehicle. The vehicle is configured to communicate with mobile devices of occupants of the vehicle. The remote computing device is connected to the beacon device via a data communication network and configured to determine, via the beacon device communicating with the vehicle, identification information of at least one mobile device of at least one occupant of the vehicle, and establish the communication connection between the computing device and the vehicle based at least in part on the identification information and the identity of the vehicle.

'Systems and methods implementing a communication protocol for data communication with a vehicle'

An in-vehicle access application may have different modes of operation. The different modes of operation may allow the in-vehicle access application to interact with different access devices, or interact differently with an access device. When a vehicle is determined to be in a stopped position, a first mode of operation of the in-vehicle access application can be activated. When a vehicle is determined to be moving, a second mode of operation of the in-vehicle access application can be activated.

In-vehicle access application

Systems and methods implementing a communication protocol for data communication with a vehicle

Growing community of inventors

San Ramon, CA, United States of America

Martin Enriquez