Bank of America Corporation

Martha Sain McClellan

Joseph Benjamin Castinado

Lee Ann Proud

Kathleen Hanko Trombley

Charles Russell Kendall

Ayeesha Sachedina

Calvin William Tackett, Jr

Paul Martin Mattison, Sr

Yash Sharma

Therese Humburg Willis

Saurabh Mavani

Himanshu Goyal

James J Park

Oscar Guzman

Lisa Janette Ebba Weekes

Srikanth Balagangadhar

Francis Schommer

Systems, computer program products, and methods are described herein for expedited data transfer utilizing a secondary data log. The present invention may be configured to analyze a primary data log and determine a user having a high volume of data transactions within a defined timeframe. The present invention may be further configured to maintain a secondary data log for a predetermined time period and, upon conclusion of the predetermined time period, sum the data transactions from the secondary data log and record the sum on the primary data log. The present invention may be further configured to determine a pre-authorized credit for the user to be recorded on the secondary data log during the predetermined time period.

System and method for expedited data transfer utilizing a secondary electronic data log

A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.

Real-time processing distributed ledger system

A system generates electronic alerts through predictive analysis of resource conversions. The system may continuously monitor executed resource transfers to generate historical resource transfer data. Based on the historical resource transfer data, the system may generate a predicted outcome of executing transfers of resources in a first format compared to transfers of resources in a second format. The predicted outcome may then be implemented by the system to select a resource format for transfers occurring in the future and/or at specified intervals.

System for generating electronic alerts through predictive optimization analysis of resource conversions

A system that provides for management of resource interaction equipment fulfillment via a gateway apparatus that uses Application Programming Interface (API) services to connect and integrate with the various systems deployed by the equipment providers, such that, all data communication between the managing entity and the equipment providers is orchestrated through the gateway apparatus to track the occurrence of events associated with resource interaction equipment fulfillment. Additionally, a distributed trust computing network is implemented in which each of the equipment providers serve as a decentralized node in the distributed trust computing network capable of converging on a data block to verify the validity of the equipment fulfillment process event stored in the block.

Equipment onboarding and deployment security system

A system that provides for managing deployed resource interaction devices/equipment through a gateway device that is capable of monitoring the performance of the resource interaction devices/equipment to determine a need for revisions/updates to the resource interaction event application, additional services and/or different resource interaction devices types.

Gateway device for monitoring deployed equipment

A system for customizing and testing software application platforms is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; and a processing device, wherein the processing device is configured to execute the computer-readable program code to: generate an application test environment, the application test environment being connected to an internal database comprising one or more application modules, wherein the one or more application modules may be selectively activated in the application test environment; extract external data from an external data source associated with the user, the external data being associated with a preexisting application platform; import the external data into the application test environment; and construct a new application platform in the application test environment, wherein the external data is integrated into the application test environment with the one or more application modules of the internal database.

System for customization of software platforms for implementation in legacy systems

Embodiments of the invention are directed to a system, method, or computer program product for generating a cross channel cross linkage of channel devices associated with an entity for resource distribution. As such, the system allows for resource distribution across entity devices so that distribution may occur at any location. A resource distribution document may be scanned via a remote device associated with the entity. The system may process the resource distribution document via optical character recognition used for data pulling from the resource distribution document. The system may communicate for acquiring, authenticating, routing, switching, and authorizing the resource distribution. Upon approval of the resource distribution the system may provide the user with a unique identifier for input at a cross channel device for distribution of the resources.

Cross channel interlinked resource deployment system

Systems, computer program products, and methods are described herein for dynamic transformation of electronic representation of resources. The present invention is configured to electronically receive a request from a user to access one or more resources; electronically receive information associated with the one or more resources associated with the user from a resource database; generate an electronic representation of the one or more resources; transmit control signals configured to cause the application stored on the computing device associated with the user to display the electronic representation of the one or more resources; electronically receive one or more input signals from the user, via the application, to interact with the electronic representation of the one or more resources; and initiate an execution of one or more actions on the electronic representation of the one or more resources in response to the one or more input signals from the user.

System for dynamic transformation of electronic representation of resources

Embodiments of the invention are directed to systems, methods, and computer program products for providing a system for adjustment of resource allocation based on multi-channel inputs that is configured for intelligent, proactive and responsive communication with a user, via a user device. The system is further configured to perform one or more user activities, in an integrated manner, within a single interface of the user device, without requiring the user to operate disparate applications. Furthermore, the system is configured to receive user input through multiple communication channels such as a textual communication channel and an audio communication channel. The system is further configured to switch between the various communication channels seamlessly, and in real-time.

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Lancaster, SC, United States of America

Martha Sain McClellan