Hartford Fire Insurance Compnay

Other

Mark S Coleman

Darrel S Barbato

David F Peak

Douglas D Schumann, Jr

Alex M Carges

Ben J Lim

Lihu Huang

Roza E Kogan

Gary P Gryan

Daniel M Zuhone

Pursuant to some embodiments, computer systems for generating safety scores relating to vehicle travel routes are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.

Computer system for determining geographic-location associated conditions

Systems and methods are disclosed herein for pricing an insurance premium based on a vehicle trip similarity score. The system includes a computer memory and a processor in communication with the computer memory. The computer memory stores telematics data received from a sensor within a vehicle. The telematics data includes at least one of geo-position information of the vehicle and vehicle kinematics data. The processor is configured to compute a similarities score based on the telematics data. The processor is also configured to determine a price, price adjustment, or any other benefit for automobile insurance based on the similarities score.

System and method for computing trip score using geo-spatial information

Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.

Systems and methods for providing a safety score associated with a user location

Systems and methods are disclosed herein for pricing an insurance premium based on route complexity. The system includes a computer memory and a processor in communication with the computer memory. The computer memory stores telematics data received from a sensor within a vehicle. The telematics data includes at least one of geo-position information of the vehicle and vehicle kinematics data. The processor is configured to compute a complexity score of the trip based on the telematics data. The processor is also configured to determine a price for automobile insurance for the driver based on the complexity score of the at least one trip.

System and method for determining an insurance premium based on complexity of a vehicle trip

System and method for computing and sorting trip similarities using geo-spatial information

System and method for computing and scoring the complexity of a vehicle trip using geo-spatial information

A quick acting coupler for a cultivator attachment, such as a cultivator fender, shield, or the like, in which the attachment is carried by a mounting frame with the latter being securable to the tool or cultivator bar of a cultivator implement for coupling of the attachment to the cultivator at a desired location on the cultivator. The coupler includes a hitch member for each attachment, each hitch member being securable to the tool bar of the cultivator at a desired position therealong. The mounting frame is connected to the hitch member by inserting one or more headed pins carried by the mounting frame into corresponding elongate vertical slots in the hitch member. The vertical slots each have an enlarged portion at their upper ends so as to receive the head of a respective headed pin and a narrower lower portion so as to receive the shank of the headed pin. Thus the headed pins, when properly installed with their shanks received in the narrow portions of their respective slots, effectively prevent fore and aft and sidewise relative movement between the hitch member and the mounting frame. A pin is then inserted through holes in both the hitch member and the mounting frame which are in line with one another thus preventing vertical movement between the hitch member and the mounting frame. For uncoupling, this last-mentioned pin is removed and the mounting frame in the cultivator attachment mounted thereon is lifted clear of the cultivator as a unit.

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Arlington, MA, United States of America

Mark S Coleman