Fannie Mae

Corelogic Solutions, LLC

Corelogic Real Estate Solutions, LLC

Mark Oliphant

J Harvey Trimble

Michael C Daconta

Charlotte Haberaecker

Jennifer Donaghy

Cynthia Huffman Keith

N Grande Bucca

John A Richards

Pamela Holland

Mark A Timmick

An electronic document includes header, view, data, and signature sections. The data section provides data typically processed in transactions involving the electronic document. The view section includes presentation formatting for displays corresponding to the data. Linking elements identify corresponding main data values and view data values respectively used to populate the data section and display presentation formatting, and are accessible for determining whether the data in the display and data section, providing assurances that processed data matches that found in documents used by parties to a transaction. A digital signature section allows a digital signature to be provided, and used to wrap that data and view sections, to ensure authenticity. The header section provides document type, state and other information that is readily accessed without otherwise scanning the electronic document.

Electronic document for mortgage transactions

An electronic registry stores information relating to a transferable electronic record and the controller of an authoritative copy of the transferable electronic record. The electronic registry includes information for authenticating a true copy of the authoritative copy of the transferable electronic record. The electronic registry also facilitates registration of the transferable electronic record and transfer of legal rights associated therewith.

Electronic registry for authenticating transferable records

An electronic closing platform facilitates provision of a variety of closing services for lenders, closing agents, borrowers or other parties to closing transactions. Electronic quality control procedures are invoked for closing data and documents whether they are in electronic or paper form. The platform is independently accessible and therefore accommodates data sharing between mortgage industry participants. Electronic signature capabilities, including a batch signing functionality, and tamper evident sealing after signing accommodate improved processing and system integrity. Additional features include registry filing, an electronic vault for storing electronic documents, and electronic recording.

Electronic closing

Quality control for determinations that documents are accurate and sufficient to support various transactions. In one aspect, a document manifest is provided in connection with quality control results and corresponding reports. The document manifest lists documents that are required for a particular transaction. The list may also be associated with document publication pursuant to the transaction. The document publication aspect allows dataset quality control procedures to be associated with documents published for a transaction. This aspect also allows confirmation that the appropriate version of the published set of documents is or was used for the transaction.

Document manifest and publication in association with dataset quality control

Electronic documents are validated through application of a set of validation rules. One example of an electronic document to be validated has main data and view portions, wherein the main data portion can be parsed separately from the view portion, and the view portion includes presentation formatting for providing a display corresponding to the main data portion. There, the validation rules include comparison rules for determining whether a display provided by the view portion substantially matches the main data portion. Linking elements in the electronic document that point to corresponding information field in the view and main data portions can accommodate the matching comparison. Other types of validation rules include membership rules and reference identifier rules, and various document views corresponding to a given transaction can be separately validated.

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Easton, MD, United States of America

Mark Oliphant