Diebold, Inc.

Diebold Self-service Systems Division of Diebold, Inc.

Diebold Self-service Systems, Incorporated

Hewlett-packard Company

Agilent Technologies, Inc.

Diebold Nixdorf, Incorporated

Diebold Self-service Systems a Division of Diebold, Incorporated

Dicbold, Incorporated

Die Old, Incorporated

Die{grave Over (b)}old, Incorporated

Diebold Self-service Systems Division of Diebold, Incorported

Mark D Smith

Jay Paul Drummond

Dale H Blackson

Bob A Cichon

Natarajan Ramachandran

David W Weis

James R Church

Mark A Moales

Joseph C Ess

Elizabeth M Herrera

Matthew V Force

David E Kolinski-Schultz

Andrew T Junkins

Jeffrey A Hill

H Thomas Graef

Sean T Haney

Mark Owens

Timothy Zajkowski

Mark S Covert

David A Barker

Franklin M Theriault

Daniel J Delaney

Patrick C Green

Anne E Doland

Mike P Ryan

Robert Bowser

Michael A Meffie

Daniel D Wasil

William Daniel Beskitt

Robert G Miller

Atta Mateen

David Schultz

Mark A Douglass

Keith A Drescher

Bill Schadt

Mark A Douglas

Lilei Chen

Robert J Lemley

Michael E Califf, Jr

Shawn D Joyce

Phillip S Moore

Steven C Swingler

James Block

Edward L Laskowski

Michael J Harty

Jeffrey M Eastman

Damon J Blackford

Mark A DePietro

Nat Ramachandran

Bruce G Richards

Dale Horan

Bradrick Q Lepper

Robert E Usner

Mike Theriault

James Meek

Daniel S McIntyre

Allan R Bakerink

Randolph C Benore

Harold V Putman

Ashok L Modi

Roy Mleziva

Charles H Somers, Jr

Mikal R Gilger

Christopher L Parmelee

Denise Couper

Steven Shepley

Roy Shirah

Bryan Reed

Joseph Cwikla

Jeffery Enright

Srinivas Ramanathan

Anne A Konecny

Deborah L Caswell

Todd Blakeslee

Aravind Dongara

Omar El-Kaissi

Michael E Califf

Radhika R Bodapatla

Randall W Jenkins

Glenda Griswold

Steven R Davis

Robert V Artino

J Richard Hanna

Thomas Guenter Bartz

Jagadesh Myana

Scott S Neal

James David Hunter

Al Modi

Ramachandran Natarajan

Nalarajan Ramachandran

Glenda K Griswald

Lepper Q Bradrick

David W Weiss

Frederick A Sieker

Dale A Blackson

Paul Stoecker

Mathew Force

A card actuated automated banking machine () includes a plurality of transaction function devices. The transaction function devices include a card reader (), a printer (), a bill dispenser (), a display (), a check imaging device (), and at least one processor (). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer () through at least one consumer interface device () to verify that the check is payable for the check amount.

Check cashing with a mobile phone

A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address on record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system cal also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.

Automated banking machine that operates responsive to data bearing records

An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. A user is also enabled to perform at least one banking operation responsive to financial account data communicated to the automated banking machine from a mobile phone.

Card activated cash dispensing automated banking machine system and method

Described in an example embodiment herein is an apparatus comprising an input device and a processor communicatively coupled with the input device. The processor employs asymmetric encryption to provision the input device with a terminal master key. The processor employs the terminal master key with a symmetric encryption algorithm to transfer a communication key to the input device. The processor obtains data representative of a financial account. The processor receives data representative of the personal identification number for authorizing a financial transaction with the financial account from the input device, the data representative of the personal identification number is encrypted with the communication key. The processor receives a request for a financial transaction associated with the financial account via the input device. The processor determines whether the financial transaction is authorized based on the data representative of the personal identification number received from the input device.

Securing communications with a pin pad

Check cashing banking system

A banking system comprises automated banking machines which include a card reader, check imaging device, and cash dispenser. Each system machine can cash a code-correlated check in exchange for receiving both the check and the code assigned to the check, without requiring any user identifying input through the machine's user input devices as a condition for cashing the check. The system allows a potential recipient of a personal check to call in a given code to a system computer, which can verify whether the check is backed by funds reserved for the check amount and whether the check can be anonymously cashed. From the call the system computer can obtain the mobile phone's GPS location to determine the system machine nearest to the phone. When informing the phone user that a check is as good as cash, the system computer can also provide directions to that nearest system machine.

Determining an automated banking machine for check cashing

An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is able to perform at least one banking operation with an automated banking machine responsive to account indicia read by the card reader from the card. The banking operations include dispensing cash and accessing financial accounts. A user is also able to perform at least one banking operation with an automated banking machine responsive to financial account data received by the system from a mobile phone.

A banking system includes a plurality of automated banking machines and operates to cause financial transfers responsive to data read from data bearing records. Each machine () includes a user interface (), a card reader () of data bearing records, a cash dispenser (), and other transaction function devices. The card reader operates to read card data corresponding to financial accounts from user cards. In exchange for providing the machines at no charge to a merchant, user transaction fees assessed to machine users are shared by both the machine provider and the merchant.

Banking system that operates to cause financial transfers responsive to data read from data bearing records

A card actuated automated banking machine () includes a plurality of transaction function devices. The transaction function devices include a card reader (), a printer (), a bill dispenser (), a display (), a check imaging device (), and at least one processor (). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with a least one computer () through at least one consumer interface device () to verify that the check is payable for the check amount.

Check cashing banking system that operates responsive to data read from data bearing records

An automated banking machine includes a card reader operative to read data from user cards. Read card data enables an authorized machine user to select between receiving currency bills that include a programmable tracking device or currency bills that do not include a programmable tracking device. The automated banking machine can dispense the form of currency bills that corresponds to the user's selection. Prior to dispensing a currency bill that has a programmable tracking device, the automated banking machine stores information related to the read card data in the currency bill.

Automated banking machine system dependent on unique data bearing record reader operation

Growing community of inventors

North Canton, OH, United States of America

Mark D Smith