Open Invention Network LLC

Other

Yt Acquisition Corporation

Pay by Touch Checking Resources, Inc.

Mark B Robinson

Timothy L Robinson

Bradford R Schildt

Tennille V Goff

Tennille V Gott

The present invention is a system and method of enrolling potential system users for a biometric system for identity verification. Potential system user information is entered into the system, either by the user or a system operator, and is stored as a partially-enabled user record. The user of a partially-enabled user record fully enables the record by presenting information previously stored in the user record and presenting the remainder of user information necessary to complete record activation. Enrollment data is used to authenticate the system user's identity and authorize related transaction accesses in a biometric system for identity verification.

System and method for enrolling in a biometric system

A system and method for providing a flexible credit facility that can delay the processing of financial transactions, including biometrically-initiated financial transactions, is disclosed. Delays in payment processing are determined by considering various factors that can depend on the merchant, the consumer, or the transaction itself. In one embodiment, after a financial transaction has been delayed for a determined period of time, it is then submitted to a financial network such as the Automated Clearing House (ACH) network.

System and method for delaying payment processing for biometrically-initiated financial transactions

Growing community of inventors

Norwalk, CT, United States of America

Mark B Robinson