United Services Automobile Association (usaa)

Mark Anthony Lopez

Gregory Brian Meyer

Ruthie D Lyle

Nolan Serrao

Ravi Durairaj

Ryan Thomas Russell

Christopher M Russell

Victor Kwak

Stacy Callaway Huggar

Sean Carl Mitchem

Ashley Raine Philbrick

Andre Rene Buentello

Jose L Romero, Jr

Michael Jay Szentes

Garrett Rielly Rapport

Nathan Lee Post

Oscar Roberto Tijerina

Yevgeniy Viatcheslavovich Khmelev

Gregory David Hansen

Jeffrey Neal Pollack

Emily Kathleen Krebs

Steven Michael Bernstein

Keegan Patrick Hayes

Reynaldo Medina, Iii

Will Kerns Maney

Kristopher Williams

Amy Daali

William Preston Culbertson

William Preston Culbertson, Ii

Will Kerns Maney, Jr

David Patrick Dixon

Nina Cooper

A health management system includes one or more processors configured to receive sensor data from one or more sensors disposed at a residence of a user. The sensor data is indicative of one or more conditions at the residence. The one or more processors are configured to determine a health of the user based on the one or more conditions, determine one or more actions configured to improve the health of the user based on the one or more conditions, and provide, via a device of the user, a notification indicative of the one or more actions.

Health management based on conditions at a user's residence

A risk analysis system is configured to collect and monitor sensor data associated with a user to generate an insurance policy or recommend products/services that may be better suited for the user based on the user's gameplay data, fitness data, streaming data, outdoor activity data, location data, etc. The risk analysis system is configured to correlate all the sensor data and control operations of devices to discourage behavior that may increase risk of an accident or other suitable insurance liabilities.

Tracking risk behavior profile and controlling devices based on gameplay data

Systems and methods for detecting use of a property are provided. A first set of property identifying data for a first property is received from a first source. The first source indicates a use of the first property but does not publicly provide an address of the first property prior to initiation of a request for use of the first property. A second set of property identifying data for a second property from a second source is also received. The second source provides a property address of the second property. The first set of data are compared to the second set of data, to determine an amount of overlap. When the amount of overlap meets a pre-defined threshold amount, the first property and the second property are identified as a common property and a notice is provided of the property address and the use of the common property.

Systems and methods for mining data for property usage

A system and method for generating simulations of a vehicular accidents and detecting inconsistencies between different sources of data for the accidents are disclosed. The system obtains reports and other data describing the accident and processes the information for use by a keyword model. The keyword model is configured to detect terms in the data that are more likely to provide insight into the accident. The keywords are provided to a generative engine that is configured to generate a simulation of the accident based on visual elements corresponding to the keywords. In some cases, the simulation may include an animated video and/or a 3D model of the accident. Individual simulations may be generated for each source of data obtained. The simulations can then be compared to detect potential inconsistencies.

Method and system for virtual reconstruction of accidents

A system and method for using an augmented intelligence guide system to assist users, customers, members, and other users of a service (for example, a financial service or an insurance service) in completing a task or process to improve the success rate of the accurate completion of the steps necessary to execute the task or process is described. The system includes a process detection module, an experience determination module, an assistance classification module, and a guidance engine.

System and method to enable augmented intelligence guided help

Embodiments are described herein for a teller check that includes enhanced security features. In response to a request from a user, a teller check image is generated using a check template and that includes check information in fields of the check template. The teller check also includes a unique visible pattern or unique visible picture in the image that serves as an enhanced security feature. A captured image or received image of the teller check is able to be verified based on data extracted from the unique visible pattern or unique visible picture.

Virtual teller check system

A system and method for performing machine learning in a mobile computing device which is configured to be coupled with a cloud computing system is disclosed. The method may include activating, on the mobile computing device, a machine learning application, which accesses a local machine learning system including a local machine learning model, periodically updating the local machine learning system based upon updates for the local machine learning system received from a global machine learning system hosted by the cloud computing system, performing machine learning based on received training data, and periodically transmitting changes to the local machine learning system from the mobile computing device to the global machine learning system hosted by the cloud computing system.

Edge computing for machine learning

Image processing techniques can be used to determine whether a person has installed an unauthorized device on or in a kiosk. For example, an image processing server can determine whether a person's hand(s) are engaging in abnormal behavior by obtaining recorded images of the person's hand(s) that extend towards the kiosk to perform an action, and by comparing the information in the recorded images with a set of previously known information about other persons' hands that are similarly extended towards the kiosk.

Kiosk security system

A user identification system includes one or more processors configured to receive a first indication of a vehicle identity of a vehicle at an entrance of a location and retrieve a user profile associated with the vehicle identity from a user profile database. The user profile includes one or more user identities of one or more users authorized to enter the location. The one or more processors are configured to receive a second indication of a current user identity of a current user positioned in the vehicle, determine that the current user identity corresponds to a particular user identity of the one or more user identities, and output a control signal indicative of instructions to enable access to the location in response to the current user identity corresponding to the particular user identity.

User identification system for occupants of a vehicle

Predictive mapping technology is used to route a telephone call from a user to a customer service representative. The disclosed technology can use any one or more of the following factors to map a telephone call from a user to a customer service representative: (1) a sentiment score based on a topic of conversation; (2) an experience score of the customer service representative with a topic of conversation; and (3) a performance score of the customer service representative in managing a topic of conversation.

Predictive mapping for routing telephone calls

A method and system of performing an authentication of a person in order to activate a smart card for access to a secured resource is disclosed. The system and method are configured to collect image data and compare the image data to facial model data stored on the smart card. The system detects whether there is a match between the image data and any facial signatures previously collected and stored in the smart card. If there is a match, the system verifies an identity of the person and can be configured to automatically activate the smart card for a limited period of time.

Secure biometric-based smart card activation method and system

Systems and methods for virtual walkthroughs are provided. Pre-loss and post loss captures of an environment are captured and analyzed to identify loss estimates and trigger claim fulfillment based upon the loss estimates.

Systems and methods for automated damage estimation

A system and method for changing the exterior color of a vehicle is disclosed. The system includes a vehicle with a color change system integrated into the vehicle body of the vehicle. The color change system can change the color of a portion of the vehicle body in response to commands from a color change module running on a computing system within the vehicle. The color change module can detect information about the vehicle's environment to determine an appropriate target exterior vehicle color that contrasts substantially with the vehicle's environment.

Color changing vehicle to improve visibility

A sensitive area activity monitoring system is provided. A non-intrusive sensor that does not provide image, video, or audio data is used to capture data in a sensitive area that is associated with an activity. The sensor data is logged and provided to a downstream service tasked with personalizing the service based upon the logged data.

Systems and methods for detecting physical presence while providing privacy

To protect corporate information technology (IT) networks, corporations or organizations can design their networks with secure technology. For example, before an employee can remotely access his or her company's network via a user device, a server associated with the company's network can setup an exemplary secure digital certificate for the user device. The secure digital certificate includes a public Internet Protocol (IP) address associated with a router used by the user device to access the Internet. When employee attempts to remotely access his or her company's network, the user device or a router associated with the user device can send the secure digital certificate along with a current public IP address of the router used by the user device to access the Internet. In some embodiments, if the public IP address included in the digital certificate matches the current public IP address, the user device can access the company's network.

Growing community of inventors

Helotes, TX, United States of America

Mark Anthony Lopez