Diebold Self-service Systems Division of Diebold, Inc.

Diebold, Inc.

Diebold Nixdorf, Incorporated

Diebold Self-service Systems, Incorporated

Diebold Nixforf Incorporated

Mark A Douglass

Natarajan Ramachandran

H Thomas Graef

Jeffery Enright

James Block

Willis Miller

Matthew R Zaugg

Sathish M Irudayam

Randall W Jenkins

Songtao Ma

Klaus Steinbach

David N Lewis

Dale H Blackson

William Daniel Beskitt

Robert W Barnett

Jeffrey M Eastman

Kenneth Turocy

Zachary Utz

Daniel Schoeffler

Walter J Szabat

Douglas A Kovacs

Robert Kansa

Timothy Watson

Mark Wymer

Dennis Felt

Jeff Young

Dolar Harshadrai Vaishnav

Thomas H Graef

Gregory Fockler

Richard Calvin Lute, Jr

Tim Crews

Dave Kraft

Richard C Lute, Jr

Roy Mleziva

Mark D Smith

David A Barker

Shawn Griggy

Jeffrey A Hill

Franklin M Theriault

Elizabeth M Herrera

Jeffrey M Enright

Daniel J Delaney

Patrick C Green

Timothy Crews

Caren R Blackson, Legal Representative

Nicholas Schott

Pedro Tula

Steven R Davis

Michael Scanlon

Neil C Gromley

Mike Lawver

Timothy M Dewell

Paul D Magee

Donald S Nelson, Jr

Mark A DePietro

Robert V Artino

David A Baker

J Richard Hanna

Charles H Somers, Jr

James Booth

James Pettitt

Zen Y Wang

Theresa Ipson

Frank Natoli

David Hollifield

Theodore Bauer

Gergory Fockler

Dolar Harshdrai Vaishnav

An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.

Accepting a check deposit from a mobile device in communication with an automated teller machine

A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

Automated teller machine with an encrypting card reader and an encrypting pin pad

Apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction.

Automated banking machine with slide mounted devices

A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.

Banking system controlled responsive to data bearing records and user input of a phone received security code

A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.

Banking machine controlled responsive to data read from data bearing records

An automated banking machine is part of a banking system that can operate to cause financial transfers responsive to data read from data bearing records. The machine can also receive user card data from a cell phone, including an electronic account number. The phone's banking application encrypts the account number along with an inputted random number which was generated by the machine. The phone then displays a bar code image containing the encrypted data. The machine includes a bar code reader. The random number is used to verify the current transaction session. Thereafter, normal transaction flow can follow, including PIN input. The process allows for secure input of card data without physical insertion of a card. Thus, fraudulent activities based on card insertion can be reduced.

Automated banking machine with non-contact reading of card data

An automated banking machine operates responsive at least in part to data read from data bearing records. The automated banking machine operates to read card data from user cards and to cause a determination to be made that the read data corresponds to at least one of a user and account that is authorized to operate the machine. The machine operates responsive at least in part to the determination to perform a transaction function and to cause the account to be assessed an amount corresponding to the transaction function. The machine includes a housing including a currency holding area, and operates to generate signals responsive to unauthorized access to the currency holding area.

Automated banking system with coin holder and electrically conductive trace

An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts.

Banking system controlled responsive to data bearing records

Growing community of inventors

North Canton, OH, United States of America

Mark A Douglass