Wells Fargo Bank, N.a.

Maria V Marmolejos

David J Dietrich

Michael Knorr

Leonard J Valentino

Yonesy F Nunez

Valeria J Gray-Lindsey

Jacqueline A Monteferrario

Robert L Kosicki

Kelley A Chamberlain

Duane F Lindquist

Michael Mangieri

A system including a processing circuit configured to collect at least first contact information of a beneficiary, identify a risk associated with the beneficiary, automatically calculate a risk score for an electronic transaction based on the risk, determine that the risk score exceeds a first threshold value and displaying a notification on the user device associated with the electronic transaction, receive data from the user device, wherein the data includes at least second contact information corresponding to the beneficiary, compare the first contact information and the second contact information with additional data, wherein comparing includes analyzing the call records or the emails and determining that a user conducted at least one mitigation activity of the displayed mitigation activities, recalculate the risk score based on the at least one mitigation activity, and display the recalculated risk score on the user device.

Systems and methods for assessing risk of fraud in an electronic transaction

A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors. The one or more computer-readable storage media have instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to receive a request from a user device to process an electronic transaction, identify an anomaly, transmit data corresponding to the anomaly to an interactive dashboard, receive a first response from the interactive dashboard, transmit an indication of one or more rule violations and instructions, receive a second response from the interactive dashboard, update the profile of a user.

Risk detection of false customer information

A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors and having instructions stored thereon that, when executed, causes the one or more processors to receive a request from a user device to initiate an electronic transaction to a beneficiary, identify a risk associated with the beneficiary, calculate a risk score for the electronic transaction based on the risk, transmit a notification to the user device, wherein the notification causes display of one or more mitigation activities for reducing the risk, receive data from the user device associated with the one or more mitigation activities, compare the data with information corresponding to the beneficiary stored in a data store, recalculate the risk score based on the comparison, and transmit an electrical signal to the user device to cause the display of a result of the recalculation.

System and methods for assessing risk of fraud in an electronic transaction

A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors. The one or more computer-readable storage media have instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to receive a request from a user device to process an electronic transaction, identify an anomaly associated with the electronic transaction, transmit a notification to the user device to cause display of data corresponding to the anomaly on the user device, receive a response from the user device indicating that one or more risks associated with the anomaly are acceptable, and update a profile of the user stored in a data store to change a classification of the user from a first classification to a second classification based on the response.

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San Francisco, CA, United States of America

Maria V Marmolejos