Wells Fargo Bank, N.a.

Margaret S Honeycutt

Dennis Emmanuel Montenegro

Darren M Goetz

Jason Huang

Christopher Sipanya

Jason V Biala

Miriam Felecia Clark

Rajeswaran Govindan

Ryan Lee Hammond

Wyman Yu

Sergey Yamandiy

David E Newman

Kristine Ing Kushner

Darius A Miranda

John T Wright

Laura Marie Fontana

Yvette Hatton

Adnan Khan

Kimberly Ann MacInnis

Matthew Pearce

Erick Von Tengelitsch, Ii

Oleg Pravdin

Jann McCully

Viva Gupta

Dominik Vltavsky

Samuel B Martin

Volkmar Scharf-Katz

Pankaj Parekh

Caroline Machado

Keith Clithero

William Ward Sutton

Ashleigh Raynes

An process analysis computing system receives input data that identifies a subject-matter expert (SME) process, such as an SME process that requires detailed information regarding a very large quantity of information about the SME process. In the process analysis computing system, a scenario selection engine extracts process factors and user factors from the input data. Based on the process factors and user factors, the scenario selection engine determines initial schedule data describing event stages and milestone stages included in the SME process, and also generates user-specific process schedule data based on a modification of the initial schedule data. A user-specific execution engine in the process analysis computing system receives the user-specific process schedule data. Based on a milestone stage dependency in the user-specific process schedule data, the process analysis computing system controls access to a requested resource associated with the SME process.

Process modeling techniques for providing user-specific process schedule data

Systems, methods, and computer-readable storage media for automated teller machine (ATM) recycling and merchant operations. One method includes receiving, via a communication session from a user device, a merchant voucher distributed by a merchant, and initiating an ATM session. The method further includes determining a value of the merchant voucher, and presenting, via a display interface of the ATM, a request for the determined value. The method further includes receiving a deposit regarding the determined value of the merchant voucher, and converting the merchant voucher to at least one of a token or a code, the at least one of the token or the code being embedded with an indicator regarding the determined value, information regarding the merchant voucher, and a unique identifier. The method further includes transmitting, to the user device, the at least one of the token or the code, and updating a ledger of the merchant.

Systems and methods for automated teller machine replenishing and merchant operations

A method may include retrieving, from a data store, an environment template data file; parsing the environment template data file to identify: path data; an amount of events; and display location information with respect to each event in the amount of events; accessing a user profile identifying scheduled events for a user; for a first event in the scheduled events for the user, predicting using at least one processor, a set of decisions associated with the first event, and a set of impact determinations for each respective decision in the set of decisions; generating, using the processing device, a user interface based on the path data, the amount of events, the display location information, the set of decisions associated with the first event, and the set of impact determinations for each respective decision in the set of decisions; and presenting the user interface on a computing device of the user.

Path-driven user interface

A method may include receiving, at a server device, a request from a third-party website over an application programming interface (API), the request including a user identification and an item identification; retrieving, at the server device, a set of goal data structures generated for a user profile of a user matching the user identification; matching, at the server device, the item identification to an identification within a goal data structure of the set of goal data structures, the goal data structure including a plurality of steps associated with the goal data structure; generating, at the server device, a response data structure including a status of each step of the plurality of steps associated with the goal data structure; and transmitting the response data structure to the third-party website.

System for electronic service interoperability

A system for collecting property status information from a property for a virtual appraisal receives the property status information from a plurality of devices positioned about the property, stores the property status information in a database, and assesses the property status information to create the virtual appraisal for the property.

Virtual property appraisals and/or inspections

Systems, methods, and apparatuses for authenticating devices and using an authenticated device to determine an access decision include a computing system including a network interface circuit that facilitates communication via a network and a processing circuit comprising a processor and memory. The processing circuit approves or denies a request to access a secured device. The processing circuit comprises an access management circuit that receives and interprets the access request to identify a user, an authentication database storing authentication data, and a workforce database storing credential data. The access management circuit retrieves the authentication data from the authentication database to determine the user device associated with the access request. The access management circuit retrieves the credential data from the workforce database based on the identification of the user and the authentication data to determine an access decision and approve or deny access to the secured device.

Systems and methods for remotely accessing secured spaces

Systems, methods, and apparatuses for authenticating devices and using an authenticated device to determine an access decision include a provider computing system including a network interface circuit that facilitates communication via a network and a processing circuit comprising a processor and memory. The processing circuit approves or denies a request to access an external device. The processing circuit comprises an access management circuit that receives and interprets the access request to identify a user, an authentication database storing authentication data, and a workforce database storing credential data. The access management circuit retrieves the authentication data from the authentication database to determine the user device associated with the access request. The access management circuit retrieves the credential data from the workforce database based on the identification of the user and the authentication data to determine an access decision and approve or deny access to the external device.

Systems, methods, and apparatuses for detecting, capturing, and tracking financial transactions are provided. A method of detecting, capturing, and tracking includes registering, by a user device, a virtual cash register with the user device, wherein the registration includes associating the virtual cash register with a financial account; detecting, by the virtual cash register via the user device, a potential financial transaction using at least one of paper and coin currency; extracting, by the virtual cash register via the user device, financial transaction data regarding the potential financial transaction; generating, by the virtual cash register, a report regarding the financial transaction data; and providing, by the virtual cash register, the report to a predefined location.

Systems and methods for a virtual cash register

Growing community of inventors

Crockett, CA, United States of America

Margaret S Honeycutt