American Express Travel Related Services Company, Inc.

Stargazer Software, Limited Liability Company

Margaret C Mitchell

Fred Alan Bishop

Philip W Steitz

John Mark Page

David Armes

Elliott Glazer

Dirk B White

Sohail M Hussain

Jeff S Fehlhaber

Jessica Zoob

Gabriella P Fitzgerald

Lydia C Breck

Anthony R Bowen

Fred A Bishop

Trey Neeman

Leah M Sweet

Jeffrey Scott Fehlhaber

Jeffrey S Fehnhaber

Jeffrey S Fehlhaber

A system and method for allowing an Internet user to create a web page which may simultaneously display public and private data as integrated data on one digital screen or other network interface device. Integrated data may derive from at least one internal content provider, but may also include data from one or more external content providers. The invention also allows an internal content provider to create a personal profile of a user, based on proprietary data stores of the internal content provider and/or on the user's choices of data for viewing on a web page. Finally, the invention allows an internal content provider to use the personal profile to personalize the user's experience on the provider's web site.

System and method for integrating public and private data

The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.

Consolidated payment account system and method

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Phoenix, AZ, United States of America

Margaret C Mitchell