Apple Inc.

Margaret A Moore

Bob Bradley

Marc Jason Krochmal

Vijay Sundaram

William M Bumgarner

Nicholas John Shearer

Brandon Joseph Kieft

Brandon J Kieft

A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account.

Payment handoff system

Growing community of inventors

San Jose, CA, United States of America

Margaret A Moore