Truist Bank

Luana Peterman

Kendra Henry

Pramod Nambiar

A system that can, using reduced memory and processor resources, receive a list including active and inactive user tokens associated with a first entity, cause a central token database server to disassociate the stored user tokens associated with the first entity, subsequently receive a bulk file containing a listing of disassociated user tokens from the central token database server, compare the listing of disassociated user tokens identified in the bulk file with the list of user tokens, and in response, extract the active user tokens in the bulk file. The system can additionally cause the central token database server to associate the active user tokens with a second entity, receive confirmation of association from the central token database server, and output a command to activate at the second entity, user accounts that will use the extracted active user tokens for identity verification during processing of user electronic transactions.

Automatic bulk token migration using reduced memory resources

A real-time transaction location system for quickly and conveniently locating an electronic transaction within a transaction processing system in real time. The real-time transaction location system includes a transaction location tool that is communicatively coupled to the transaction processing system. The transaction location tool can assign a unique search identifier to an electronic transaction received by the transaction processing system based on a received transaction identifier and an application identifier that identifies a processing application of the transaction processing system that is selected based on the format of an electronic message conveying the electronic transaction. The transaction location tool may include a user interface that facilitates real-time location of an electronic transaction within the transaction processing system using the unique search identifier.

Real-time processing request location system

Disclosed herein is a system that can, using reduced memory and processor resources, receive a plurality of electronic messages associated with a number of previously executed electronic transactions, analyze data fields of the electronic messages, and identify electronic messages that share a common marker as being related to each other and to a particular electronic transaction. The system can also extract electronic messages as a message group and, by identifying the latest message of the electronic messages in the message group using dates of transmission of the electronic messages, determine that the latest message does not indicate completion of the related electronic transaction. The related electronic transaction may then be designated as an incomplete transaction, and a notification of the same may be generated.

Status determination of electronic transactions using reduced memory resources

A system for automatically monitoring wire transactions during processing by a wire transaction processing system, and actively reporting a real-time status of wire transactions that are not completed within an expected amount of time. Proactively reporting the status of a given wire transaction may be accomplished in a variety of ways and eliminates the need for an interested party to make repeated status inquiries of the wire transaction processing system or an entity associated with the wire transaction processing system, which saves time, as well as processor and memory resources, and may also help to minimize any negative consequences of a wire transaction that is slow or unlikely to complete.

Wire transaction monitoring and status notification

An electronic messaging system testing tool that can, using reduced memory and processor resources, communicate with an electronic messaging system over a network, receive from a database, a file including information in a non-standardized format, about multiple electronic transactions, convert the non-standardized electronic transaction information into a standardized format, and create a bulk message file containing a multitude of standardized multi-variable electronic messages, where each electronic message corresponds to an electronic transaction represented in the file received from the database. The electronic messaging system testing tool can also transmit the bulk message file to the electronic messaging system, and initiate an attempted processing of the electronic messages in the bulk message file by the electronic messaging system, to test the functionality of the electronic messaging system.

Automated electronic messaging system testing using reduced memory resources

Quality communication can be maintained for integrated channels in transaction systems. For example, a system can receive, by a transaction management layer, a transaction request from a transaction channel of a plurality of transaction channels, the transaction request being in a channel-specific format associated with the transaction channel. The system can, in response to a downstream transaction processing system processing the transaction request, receive a status indicator of the processing of the transaction request. The system can transform the status indicator into the channel-specific format associated with the transaction channel. The system can send the status indicator in the channel-specific format to the transaction channel. The transaction channel can be configured to perform an action in response to receiving the status indicator.

Maintaining quality communication for integrated channels in transaction systems

A system that can, using reduced memory and processor resources, receive a plurality of electronic messages about a common category of electronic transactions, analyze data fields of the electronic messages, and identify electronic messages that share a common marker as being related to each other and to a given electronic transaction. The system can also extract a collection of related electronic messages as a message group, ascertain the message type of each electronic message in the message group, and determine whether any electronic messages are missing from the message group based on the collection of message types present in the message group, where a missing electronic message indicates an incomplete electronic transaction. In response to determining that an electronic message is missing from the message group, the system can automatically generate a notification that identifies the incomplete electronic transaction related to the missing electronic message, and transmit the notification to a sender or receiver of the electronic messages in the message group, to notify the sender or receiver of the incomplete electronic transaction.

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Lancaster, SC, United States of America

Luana Peterman