Discover Financial Services LLC

Lori Tobler

Yawen Duan

Raviprakashreddy Dunnutala

Yu Mao

Anna Borysek

A computing platform is configured with new software technology for accurately identifying recurring charges and facilitating interaction with identified recurring charges, which may involve functionality for (a) obtaining data for a given transaction involving a given customer account and a given merchant, (b) applying pre-processing logic to the obtained data for the given transaction and thereby derive feature data for the given transaction, (c) inputting the feature data for the given transaction into a trained machine-learning model that functions to (i) evaluate the feature data for the given transaction and (ii) based on the evaluation, output a score for the given transaction that indicates a likelihood that the given transaction is a recurring charge, and (d) based on the score for the given transaction, determining whether to classify the given transaction as a recurring charge.

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Libertyville, IL, United States of America

Lori Tobler