Beijing Baidu Netcom Science and Technology Co., Ltd.

Lingpeng Fang

Yuan Yuan Li

Haocheng Liu

Hanchenxi Xu

Zhuang Jia

A method and apparatus for processing risk-management feature factors based on user generated content (UGC), an electronic device and a storage medium are disclosed, which relates to the fields of artificial intelligence and cloud computing. An implementation includes generating a feature expression of the UGC based on the UGC; and extracting the risk-management feature factors of the UGC according to a pre-generated risk-management-feature-factor extracting model and the feature expression of the UGC. According to the technology of the present application, the risk-management feature factors of a corresponding user may be extracted based on the UGC without depending on privacy information of the user, such as personal basic attributes, or the like, such that subsequent related processing actions of risk management may be facilitated, an acquiring way and an acquiring mode of the risk-management feature factors may be enriched effectively, and richer information of the risk-management feature factors may be acquired.

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Beijing, China

Lingpeng Fang