United Services Automobile Association (usaa)

Linda Giessel King

Larry Wayne Clark

Patricia A Rosas

Steven Wayne Meier, Jr

Mark Shafer

Charles Lee Orr

Christopher Andrew Sandoval

Sarah Brooke Severson

Curt Wayne Moy

Sakina Hassonjee

Amy Irene Forsythe

Methods and systems for rules-based data access are described. In some embodiments, a request for access to customer data by a requesting entity is received; the data is categorized; the person's preferences with respect to allowing access to data are compiled; a requesting entity is determined; and the providing entity that collected each requested data item is determined. Data shareability rules are evaluated based on the policies that regulate the access of the customer data and the requesting entity, and the customer data is provided to the requesting entity according to the evaluation.

Rules-based data access systems and methods

The present invention provides a system and method of facilitating compliance to one or more information sharing regulations. The present invention provides a computer system equipped with a processing unit capable of receiving input information and extracting one or more data sharing guidelines. The present invention utilizes the relationship between the parties and the data at issue to construct a data sharing arrangement. Each data sharing arrangement may be cross-referenced to one or more data sharing guidelines designed to assist the user to determine what privacy regulations apply and how to comply with same.

System and method of facilitating compliance with information sharing regulations

Methods and systems for rules-based data access are described. In some embodiments, a request for access to customer data by a requesting entity is received; the data is categorized; the person's preferences with respect to allowing access to data are compiled; a requesting entity is determined; and the providing entity that collected each requested data item is determined. Data shareability rules are evaluated based on the policies that regulate the access of the customer data, the customer preferences, the requesting entity, and the providing entity; and the customer data is provided to the requesting entity according to the evaluation.

An electronic communication such as electronic mail (email) may be sent to a recipient through a network and may be monitored for delivery success. The email may contain information regarding generation and delivery of a physical document to the recipient. If the email is not delivered to the recipient's electronic address or is not opened by the recipient, a physical document may be generated and delivered to the recipient's physical address.

Electronic mail delivery physical delivery backup

Methods and systems are disclosed for capturing consumer voice signatures. The methods and systems synchronize voice signatures with display of the terms and conditions of a transaction to the consumer in real time during a phone conversation. In one implementation, mobile devices with text display capability may be used to display the terms/conditions of the transaction while the consumer is talking to a customer service representative or an interactive voice response system. The terms/conditions may be displayed as a scrollable document on the mobile device to which the consumer may then agree during the phone conversation. The consumer may then 'voice sign' by reading the displayed terms/conditions, or some portion thereof, during the phone conversation to manifest his/her knowing consent. Such an arrangement helps promotes the use of voice signatures by consumers in a manner that complies with the requirements of the federal E-Sign Act.

Synchronized voice signature

An electronic communication such as an email may have multiple file wrappers of metadata added to it by a sender. Each time the email passes to a mail server during its transmission from the sender to a recipient, one of the file wrappers may be stripped off by the mail server and sent to the sender. The information sent back to the sender with the file wrapper may comprise the server name and Internet protocol (IP) address of the computing device the mail server received the email from and the name of the mail server itself, along with a timestamp. In this manner, the sender may be apprised of the location of the email at all times during its transmission, and may be apprised of the route it took during its transmission.

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San Antonio, TX, United States of America

Linda Giessel King