Paymentech, LLC

Lester S Maragh

Michael Kerrick Nicholls

Rosemary R Thomas

George E Wilcox

Keeley M Sapienza

Joan DeTemple

Zunoraine Holmes

Lubna Shad

A system for dynamic currency conversion is provided. The system includes a bank identifier system determining whether currency conversion is available for a card-issuing bank of a presented card, such as by comparing a bank identifier from the card with a list or table of participating banks. An exchange rate system determines whether an exchange rate has expired, such as an exchange rate associated with the foreign currency of the card-issuing bank. The card holder is presented with an option for selecting a foreign currency transaction after it is determined that currency conversion is available for the card-issuing bank and that the exchange rate has not expired, such that the card holder does not need to see such information unless foreign currency processing is available.

Dynamic currency conversion system and method

Growing community of inventors

Palm Harbor, FL, United States of America

Lester S Maragh