American Express Travel Related Services Company, Inc.

Lesley Leggatt

Peter D Saunders

I-Hsin Chuang

John J Oh

Leigh Reynolds Malnati

Danielle R Nulle

Ursula Winter

Jeannine Haas

Cecilia Sun

Methods, systems and computer program products are provided for enabling access to mass transit systems using a financial transaction instrument including reading an identifier including financial payment information from the financial transaction instrument and determining whether the identifier is stored in a database. Access to a holder of the financial transaction instrument is provided based on the determining.

Systems, methods and computer program products for performing mass transit merchant transactions

An interface for interfacing a merchant processor with a card issuer database receives a merchant profile including transaction request data elements and stores the merchant profile in a global merchant database. A request for data corresponding to at least one element of the merchant profile is transmitted to a merchant system and/or a cardmember database. Data corresponding to the merchant profile is received from the merchant system and/or the cardmember database and stored in the global merchant database. A marketing system is notified that at least one record associated with the merchant profile is stored in the global merchant database.

Methods, apparatus and computer program products for interfacing automatic bill payment systems with card issuer database systems

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Glendale, AZ, United States of America

Lesley Leggatt