Ultra-Scan Corporation

Qualcomm Incorporated

Leonard Pratt

John Keith Schneider

Jack Conway Kitchens

James T Baker

Fred W Kiefer

Michael Amalfi

Bryan Schutjer

A system and method for authorizing transactions using biometrics is disclosed. The system may be a commerce authorization system comprising a portable computing device, a docking station, and a biometric reader. The method for authorizing a transaction may comprise the steps of: receiving biometric data from a biometric reader; comparing the received biometric data with a biometric template; and, transmitting payment information to the vendor.

Biometric computing system and method for e-commerce

The invention includes methods, systems and devices for authenticating transactions. A method may begin by enrolling at least two biometric specimens to a database. A false acceptance ratio ('FAR') is determined for each of the specimens, and authorization options are identified. A cost value is calculated for at least one of the options to provide a calculated cost value ('CCV'). The CCV may be a function of the FAR(s) of the specimen(s) corresponding to the option. An acceptable cost value range (&#x201c;ACV range&#x201d;) may be identified, and compared to the CCV. If it is determined that the CCV is in the ACV range, then the option is selected. If the CCV is in the ACV range, then a set of biometric samples is provided (the &#x201c;sample set&#x201d;). The sample set is compared to the biometric specimens, and it is determined whether the biometric samples match the biometric specimens. If the biometric samples match the biometric specimens, then the transaction is authorized.

Multimodal authorization method, system and device

A method and a system of authorizing a transaction without using a man-made token is disclosed. In a method according to the invention, a biometric sample is registered, biometric information is provided, the biometric information is compared to the biometric sample, a determination is made as to whether the biometric information matches the biometric sample, and if a match is determined, then the transaction is authorized. A system according to the invention may have a biometric database having biometric samples stored therein, a biometric identification apparatus having a biometric information gatherer, and a biometric data processor having a microprocessor and software for instructing the microprocessor to (a) receive biometric information from the biometric identification apparatus, (b) compare the biometric information with at least some of the biometric samples, (c) determine whether the biometric information matches one of the biometric samples, (d) provide an indication as to whether the biometric information matches one of the biometric samples, and (e) if the indication is that the biometric information matches one of the biometric samples, then providing an authorization of a transaction without the authorizer presenting any personalized man-made token.

Biometric authorization method and system

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Lockport, NY, United States of America

Leonard Pratt