Wells Fargo Bank, N.a.

Leonard J Valentino

David J Dietrich

Michael Knorr

Jacqueline A Monteferrario

Maria V Marmolejos

Robert L Kosicki

Valeria J Gray-Lindsey

Yonesy F Nunez

Kelley A Chamberlain

Duane F Lindquist

Michael Mangieri

Joanne Strobel-Cort

James McGinlay

Robert Ortiz

Barbara Stockler

A system including a processing circuit configured to collect at least first contact information of a beneficiary, identify a risk associated with the beneficiary, automatically calculate a risk score for an electronic transaction based on the risk, determine that the risk score exceeds a first threshold value and displaying a notification on the user device associated with the electronic transaction, receive data from the user device, wherein the data includes at least second contact information corresponding to the beneficiary, compare the first contact information and the second contact information with additional data, wherein comparing includes analyzing the call records or the emails and determining that a user conducted at least one mitigation activity of the displayed mitigation activities, recalculate the risk score based on the at least one mitigation activity, and display the recalculated risk score on the user device.

Systems and methods for assessing risk of fraud in an electronic transaction

A computer implemented method performed by a global transaction processing system includes receiving an information item from an originator and generating an originator profile based on the information item. The method includes receiving a transaction request initiated by the originator, the transaction request including transactional data. The method includes validating the transactional data to determine whether the transaction request includes a defect. The method includes, responsive to determining that the transaction request includes a defect, determining whether the transaction request is automatically repairable. The method also includes, responsive to determining that the transaction request is automatically repairable, generating a repaired processed transaction data packet based on the originator profile.

Systems and methods for processing global financial transactions

A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors. The one or more computer-readable storage media have instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to receive a request from a user device to process an electronic transaction, identify an anomaly, transmit data corresponding to the anomaly to an interactive dashboard, receive a first response from the interactive dashboard, transmit an indication of one or more rule violations and instructions, receive a second response from the interactive dashboard, update the profile of a user.

Risk detection of false customer information

A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors and having instructions stored thereon that, when executed, causes the one or more processors to receive a request from a user device to initiate an electronic transaction to a beneficiary, identify a risk associated with the beneficiary, calculate a risk score for the electronic transaction based on the risk, transmit a notification to the user device, wherein the notification causes display of one or more mitigation activities for reducing the risk, receive data from the user device associated with the one or more mitigation activities, compare the data with information corresponding to the beneficiary stored in a data store, recalculate the risk score based on the comparison, and transmit an electrical signal to the user device to cause the display of a result of the recalculation.

System and methods for assessing risk of fraud in an electronic transaction

A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors. The one or more computer-readable storage media have instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to receive a request from a user device to process an electronic transaction, identify an anomaly associated with the electronic transaction, transmit a notification to the user device to cause display of data corresponding to the anomaly on the user device, receive a response from the user device indicating that one or more risks associated with the anomaly are acceptable, and update a profile of the user stored in a data store to change a classification of the user from a first classification to a second classification based on the response.

A computer implemented method performed by a global transaction processing system includes receiving a transaction request from an originator, the transaction request includes transactional data. The method includes validating the transactional data to determine one or more parameters associated with the requested transaction. The method includes dynamically generating a transaction information request form, the transaction request form including one or more requests for specific transactional data from the originator based on the one or more parameters associated with the requested transaction. The method includes transmitting the transaction information form to the originator and receiving the requested specific transactional data from the originator. The method also includes validating the transaction request based on the received transaction request and the received specific transactional data to determine if the transaction request is valid, as well as processing the transactional request based on the transaction request being determined to be a valid transaction request.

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Stamford, CT, United States of America

Leonard J Valentino