State Farm Mutual Automobile Insurance Company

Lee Michael Drinkwater

Kristopher Keith Gaudin

Edward P Matesevac

Jennifer Criswell Kellett

Anuj Dahiya

Michael D Doiron

Alice Chi

Sahiti Kolli

Geoff Segal

Paul Chang Hoon Chae

Rebecca L Gruen

Systems and methods are described for the visualization of vehicular-based telematics data. In various aspects, telematics data may be aggregated for a plurality of vehicles where the telematics data can include telematics data observation(s) for each vehicle. Each observation can indicate a coordinate value of the vehicle and a timestamp for the observation, and can further indicate any of a device identifier for a telematics device associated with the vehicle, a speed value of the vehicle, a g-force value of the vehicle, a trip identifier associated with the vehicle, a distance value of the vehicle, or a stop indicator value of the vehicle. A visualization may also be generated based on at least a subset of the telematics data such that the visualization can indicate one or more image features associated with the one or more of the plurality of vehicles.

Systems and methods for visualizing telematics data

An insurance coverage and rating system and method. The system includes one or more data collecting devices collecting telematics data relative to one or more of an automobile, a home, health or at least one social media platform of an insured. An insurance analysis center is communicatively coupled to the one or more data collecting devices and receives telematics data from the one or more data collecting devices. The insurance analysis center determines an insurance rate for one or more of automobile insurance coverage, home insurance coverage, or life insurance coverage based at least in part on the telematics data received. A total insurance policy premium is then calculated by adding at least two of the determined insurance rates for the one or more of the automobile insurance coverage, the home insurance coverage or the life insurance coverage.

Insurance coverage and rating system and method

Growing community of inventors

Rochester, NY, United States of America

Lee Michael Drinkwater