First Data Corporation

Layne D Beemer

Ronald L Prchal

Steven E Arthur

Christopher L Toomer

William Hickox

Systems and methods for producing a presentation instrument involve receiving an image file having an account number stamp, and producing the image file onto a piece of stock material, such that a visible account number corresponding to the account number stamp is created on the stock material. The visible account number is scanned with a reader. An account number record is encoded onto a presentation instrument, and compared with the scanned visible account number.

Flat card production systems and methods

A method of customizing communications to a transaction account user is described. The method may include the steps of incorporating a customized image sent by the user on a transaction card that is provided to the user, and displaying the customized image on one or more account message seen by the user. Also, a method to customize messages about a transaction account to an account user is described. The method may include the steps of sending the account user a customized transaction card having a customized image received from a person opening the account, and incorporating the customized image on one or more messages about the account that are sent to the account user.

Customized transaction card and account reports

A three dimensional (3d) bar code can be affixed to a financial instrument (e.g., the credit card) sent to a consumer. Upon receiving the financial instrument, the consumer can acquire an image of the 3D bar code with an image capture device (e.g., a camera) of a mobile device. The mobile device can interpret or decode the 3D bar code to extract a web address. The mobile device may then send a request for a web page associated with the web address, which could be returned by the web server at the financial institution. The web page may allow the consumer to enter personal information. Upon receiving the personal information, the financial institution can verify the information, authenticate the consumer, and activate the financial account.

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Blair, NE, United States of America

Layne D Beemer