Wells Fargo Bank, N.a.

Laurence Poirier

Ramanathan Ramanathan

John T Wright

Chris Theodore Kalaboukis

Kristine Ing Kushner

A computer-implemented method includes monitoring, by a mobile wallet computing system, a context of a user having a mobile wallet on a user mobile device, determining whether one or more rules for each one or more sub-wallets associated with the mobile wallet on the user mobile device are fulfilled based on the monitored context of the user, in response to at least one of the rules associated with a predefined sub-wallet being fulfilled, provisioning the predefined sub-wallet to the mobile wallet on the user mobile device, configuring a removal rule for the predefined sub-wallet, and removing the predefined sub-wallet from the mobile wallet on the user mobile device in response to the removal rule being fulfilled.

Systems and methods for providing an adaptable mobile wallet with sub-wallets

A computer-implemented method includes receiving, by a mobile wallet computing system, information relating to a usable object from a party and provisioning, by the mobile wallet computing system, the usable object to a mobile wallet associated with a user. The computer-implemented method further includes receiving, by the mobile wallet computing system, one or more rules relating to the usable object from the party, wherein the one or more rules define an activation condition for the usable object such that when the activation condition is fulfilled the usable object is active in the mobile wallet of the user; determining, by the mobile wallet computing system, whether the activation condition is fulfilled; and in response to the activation condition for the usable object being fulfilled, activating, by the mobile wallet computing system, the usable object in the mobile wallet of the user.

Systems and methods for pushing usable objects and third-party provisioning to a mobile wallet

A computer-implemented method includes registering, by a mobile wallet computing system, a plurality of items to a master wallet held by a user, wherein the master wallet is associated with a mobile wallet on a user mobile device; registering one or more sub-wallets for the user, wherein each sub-wallet includes one or more of the items registered to the master wallet; and configuring one or more rules for each sub-wallet, wherein the one or more rules for a given sub-wallet define when the mobile wallet computing system provisions the given sub-wallet to the mobile wallet. The method also includes monitoring a context of the user; determining whether the one or more rules for each sub-wallet are fulfilled, based on the monitored context of the user; and in response to at least one rule associated with a predefined sub-wallet being fulfilled, provisioning the predefined sub-wallet to the mobile wallet.

Growing community of inventors

La Honda, CA, United States of America

Laurence Poirier