Capital One Services, LLC

Other

Latika Gulati

Michael Bakr Mossoba

Sophie Bermudez

Colin Hart

Kaitlin J Newman

Wayne David Lutz

Sarah Jane Cunningham

Jeffrey Rule

Lara Mossler

Charles Nathan Crank

Kimberly Haynes

Andrew Cogswell

Abdelkader M'Hamed Benkreira

Lukiih Cuan

Joshua S Edwards

Kevin Grant Osborn

Cruz Vargas

Lea Cody

James M Ashfield

Melissa Yoemans Heng

Salik Shah

Kyle Rankin Johnson

Abdelkader Benkreira

Leeyat Bracha Tessler

Bryant Alan Yee

Elisa-Michelle Rodriguez

Rajko Ilincic

Lin Ni Lisa Cheng

Michelle S Olenoski

Abdelkader M'hamed Benkreira

Michael Wolf

Systems and methods of providing multimodal ATM accessibility are disclosed. In one embodiment, an exemplary computer-implemented method may comprise detecting a presence of a wireless device of a user in proximity to the ATM; establishing a communication session between the ATM and the wireless device based on a session key; instructing an app to provide a first graphical user interface (GUI) to the user; authenticating the user for access to the user account at the wireless device based at least on the entered account login information; and commencing, in response to successful authentication of the user, an ATM transaction session for the user by instructing the app to provide a second GUI to the user at the wireless device, the second GUI comprising one or more GUI elements operable by the user to perform one or more ATM transactions with the user account at the wireless device.

Computer-based systems configured to provide multimodal ATM access via mobile devices and methods of use thereof

Systems and methods disclosed herein securely provide confidential information associated with a user during an active voice call conducted using the user's mobile device. The confidential information may be provided by generating the information in spoken form and inserting the spoken information into an audio stream of the voice call. For example, a customer may be on a phone call with a customer agent. The customer agent may ask the customer for a credit card number in order to process a financial transaction. The customer may select the credit card number via an application executing on the customer's mobile phone. The application may cause the credit card number to be spoken out loud during the voice call. A voice sample of the spoken credit card number in inserted into the audio stream of the voice call and is therefore, audible to the customer and the customer agent without being overheard by a third party.

Securing confidential information during a telecommunication session

Systems and methods of the present disclosure enable split communication routing. A communication request associated with an electronic activity is received, the communication request specifying a virtual token and a data content, where the virtual token is a proxy for multiple actual data source profiles. A split rule defining a proportion of the data content to be attributed to each actual data source profile is determined. A security score is determined based on each actual data source profile and each proportion of the data content. The communication request is authorized based on the security score exceeding a threshold security score and access to the proportion of the data content in each actual data source profile is enabled. Each proportion of the data content is consolidated into a single response, and the electronic activity is executed with the single response.

Computer-based systems configured for efficient and secure multi-user electronic activities and methods of use thereof

In some implementations, a storage optimization system may receive a plurality of emails. Accordingly, the system may identify at least one email associated with a limited capacity in the plurality of emails. The system may further scan, from the at least one email, one or more hyperlinks to determine a website associated with the at least one email and an identifier associated with an event. The system may determine, using a database, a traversal path and at least one application programming interface (API) call associated with the website. Accordingly, the system may traverse the website using the traversal path and the at least one API using the identifier to determine that the limited capacity is filled. The system may delete the at least one email associated with the limited capacity based on determining that the limited capacity is filled.

Storage space optimization for emails

Systems and methods of the present disclosure enable improved content filtering by determining a profile state of the user profile based at least in part on at least one attribute of the user profile and determining a user profile criterion associated with the user profile based on the profile state including a threshold value to trigger a filter parameter associated with the profile objective, where the filter parameter comprises a content type to be processed so as to facilitate achieving the profile objective. The filter parameter is determined based on the profile state surpassing the user profile criterion. A content recognition model is used to identify a message content of each message. An electronic message that matches the content type is identified and filtered at the electronic messaging client to prevent the content from being presented.

Computer-based systems programmed for automatic adaptive content-based processing of electronic messages and methods of use thereof

Example embodiments of information-shielding cards and systems and methods of fabricating the same are provided. An information-shielding card can comprising a substrate comprising a first layer, a second layer, a third layer, a chip embedded in the second layer, and a quick-response (QR) code formed on the second layer. The second layer can be disposed between the first layer and the third layer. The first layer can comprise a first material that is transparent when exposed to a non-visible light, the second layer can comprise a second material that is opaque when exposed to visible light and when exposed to non-visible light, and the third layer comprises a third material that is transparent when exposed to a non-visible light.

Information-shielding cards and systems and methods for fabricating the same

Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.

Systems and methods for message presentation using contactless cards

An exemplary system, method, and computer-accessible medium for determining product abandonment for an item(s) can include receiving first information related to a plurality of in-person transactions for a plurality of customers from a point of sale (POS) device(s) located at a merchant(s), where the first information can include transaction information related to the item(s), determining second information related to a reduction of a quantity of the item(s) from the first information by an operator(s) of the POS device(s), generating third information by identifying particular transactions that include the reduction of the quantity, and determining the product abandonment based on the third information by applying (i) a pattern recognition procedure or (ii) a machine learning procedure to the third information. The first information can include in-person transactions that occurred over a particular period of time, and the particular period of time can correspond to a sales cycle of the merchant(s).

System, method, and computer-accessible medium for detecting and remediating in-person cart abandonment

Systems and methods for user information management using contactless cards

Systems and methods for performing transactions with contactless cards

A device receives image data associated with an environment of an individual and identifies verifiable content by processing the image data. The device processes the verifiable content to determine a likelihood that the individual is an employee or agent of an organization and to determine a set of likelihoods of the environment being a work environment. The device determines, based on the likelihood and the set of likelihoods, a number of verifiable hours worked by the individual during a given time period. The device identifies wages data that specifies a number of hours worked that has been credited to the individual for the given time period, determines that an amount of wages paid to the individual is an incorrect amount of wages, and provides an alert to another device that indicates that the amount of wages paid to the individual is the incorrect amount of wages.

Verification of proof of work using computer vision and/or machine learning

Systems and methods for user authorization and access to services using contactless cards

Systems and methods for cryptographic authentication of contactless cards

Embodiments disclosed are directed to a computing system that performs steps for providing follow-the-leader tapping control signals to one or more tapping devices. The computing system captures an interaction between a first user device and a user of the first user device. The computing system then generates a tapping control signal configured to instruct a tapping device to interact with a second user device based on the captured interaction. Subsequently, the computing system transmits the tapping control signal to the tapping device.

Follow-the-leader control of tapping devices

Growing community of inventors

Vienna, VA, United States of America

Latika Gulati