Paypal, Inc.

Lance Lian

Yu Zhang

Pengshan Zhang

Haoran Zhang

Xia Zhang

Junshi Guo

Jiaxin Fang

Techniques are disclosed for detecting risk via a server system that receives, based on user activity at a device, an indication of a trigger event corresponding to a potential electronic communication. After receiving the trigger event indication and prior to receiving an indication of initiation of the electronic communication, the system executes a set of computations for the communication, including performing a multi-hop query to a graph database storing a graphical representation of a plurality of communications and storing results of the execution. In response to initiation of the electronic communication, the system retrieves, using information corresponding to entities involved in the electronic communication, one or more portions of the results of executing the set of computations the database. The system determines, based on the retrieved results, whether to approve the electronic communication. The disclosed techniques may advantageously decrease unsecure electronic communications relative to real-time risk detection techniques.

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Suzhou, China

Lance Lian