Samsung Electronics Co., Ltd.

Kunal M Patel

Bulent Kasman

Peng Ning

Abraham J Kang

Pai Peng

Michael C Grace

An Liu

John S Morrison

Robert L Harrison

Balakrishna Venkataram

A user device comprising: i) transmit path circuitry and receive path circuitry configured to communicate with a payment server; and ii) processing circuitry configured to control the transmit path circuitry and receive path circuitry. The processing circuitry is further configured to: a) receive a user input related to a payment process; b) calculate a risk score indicative of a likelihood of fraudulent activity associated with the payment process, wherein the risk score calculation is based on confidential information associated with the user that is stored on the user device; and c) transmit to the payment server a payment action and the risk score associated with the payment action without disclosing the confidential information. The confidential information comprises personally identifiable information and/or private information of the user. The processing circuitry calculates the risk score using a risk base model received from a model server.

System and method for fraud detection in a mobile device

A mobile device is provided. The mobile device includes an activity sensor for generating data, a channel controller configured to determine the user presence based on the data obtained through the activity sensor, and a communication interface for communicating with an external network. The channel controller is configured to block or disable the communication between a source on the mobile device and the external network when the channel controller determines a lack of the user presence for a predetermined time.

Apparatus and method for controlling outbound communication

Methods, electronic devices, and systems for exchanging encrypted information. A method for exchanging encrypted information by an electronic device includes generating one or more device certificates and one or more device public private key pairs. The one or more device certificates are signed using a device unique private key that is pre-stored on the electronic device. The method also includes sending the one or more device certificates to a server of a token service provider (TSP). The method further includes receiving one or more TSP certificates from the TSP server. The method includes identifying one or more TSP public keys of the TSP server based on the one or more received TSP certificates. Additionally, the method includes transmitting a message including the information encrypted based on the one or more identified TSP public keys and a signature of the electronic device.

Trust-zone-based end-to-end security

Growing community of inventors

Sunnyvale, CA, United States of America

Kunal M Patel