The Toronto-dominion Bank

Kristopher Okera Gibbs

Jane Holtslander

Michael Doyle

Seonaid Marlaine Eggett

Tonja Selena Launen

Chantale Oliveira

Anna Anatolievna Sakoun

Mary Ann Duarte

Paul Thomas McGhee

Mansi Rastogi

Alla Chichkina

Ellen Rebecca Heise

Paul Thomas Mcghee

A method of generating recommendations for a collective profile, the collective profile being linked to a first profile and a second profile. The method may include authenticating a login request from an end user device in association with the collective profile based on credentials associated with the first profile, identifying a query from among a plurality of queries and transmit the query to the end user device, receiving a response to the query, determining that the response is not inconsistent with one or more earlier responses received in association with the second profile and, in response, refining at least one attribute or goal in the collective profile based on the response to generate and store a refined collective profile, and determining whether the refined collective profile results in a new recommendation and, if so, outputting the new recommendation.

System and method for generating a recommendation

Growing community of inventors

Toronto, Canada

Kristopher Okera Gibbs