Diebold Self-service Systems Division of Diebold, Inc.

Diebold Nixdorf, Incorporated

Diebold Self-service Systems, Incorporated

Klaus Steinbach

Natarajan Ramachandran

Richard Calvin Lute, Jr

James Block

Tim Crews

Randall W Jenkins

Paul D Magee

Songtao Ma

Sathish M Irudayam

Ray Motz

Pedro Tula

Donald S Nelson, Jr

David A Barker

H Thomas Graef

Mark A Douglass

Zachary Utz

David N Lewis

Mark Estep

Jeffery Enright

Ashok L Modi

Jeff Hill

Michael J Harty

Joseph Hartman

Raymond P Motz

Robert Konecny

Timothy Crews

James D Atkinson

Anne E Doland

Anne E Bayonnet

Anne E Konecny

Terry E Doll

Joe Hartman

Jeffrey A Hill

David E Kolinski-Schultz

Richard C Lute, Jr

Jeffrey M Enright

Charles H Somers, Jr

James Pettitt

Anne A Konecny

Theresa Ipson

Frank Natoli

A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

Automated teller machine with an encrypting card reader and an encrypting pin pad

An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.

Banking system controlled responsive to data bearing records

A machine () is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface () including a display (). The user interface includes a card reader () which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (). A touch screen display module () is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.

Tactile touch screen

A card actuated automated banking machine () is operative to carry out financial transactions responsive to data included on user cards. The banking machine includes a user interface () including a display (). The user interface includes a card reader () which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad () through which users input confidential data. Covers () prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Alternatively a touch screen display module () is operative to securely receive manual inputs and/or card data.

A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.

Banking machine controlled responsive to data read from data bearing records

A system operates to carry out financial transfers in response to data read from data bearing records. A cell phone having a camera stores in memory indicia corresponding to account data from a plurality of magnetic stripe cards. A user can operate the phone to select one of the accounts stored in the memory. The memory further includes a scanned user-identifying written signature. The user can use the phone during an item purchase to wirelessly transmit each of an item's identifier captured by the camera, selected account data, and the user signature.

Wireless financial transaction systems and methods

Growing community of inventors

Canton, OH, United States of America

Klaus Steinbach