Mastercard International Incorporated

Kimberly Lewis Peyton

Maurice David Liscia

Sherri Haymond

Pablo Fourez

Corey M Hively

Mark N Savoye

Navjot S Sidhu

Gregory Coburn

Alain Delperdange

Benjamin Dessy

Dominique Steenbeek

Amyn Mohamed Dhala

Brad Dickinson

Karen Randell

Susan Rassbach

Tim Mattingly

Amyn Dhala

Timothy Mattingly

Bradley Dickinson

Navjot Sidhu

Corey Hively

A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.

Method and system for fraud control based on geolocation

A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.

Use of mobile network operator data and/or scores in decision-making on requests for payment credential provisioning for mobile devices

A method for processing a transaction, comprising: receiving, by an aggregator from a merchant, a transaction data signal electronically transmitted via a communication network; transmitting, by the aggregator to a mobile network operator (MNO), an authorization message; receiving, by the aggregator from the MNO, an approval transaction data signal; transmitting, by the aggregator to a payment network, a request message configured to indicate a virtual card number (VCN) request associated with the MNO's transaction account for the transaction amount; receiving, by the aggregator from the payment network, a VCN transaction data signal; and transmitting, to the payment network, a VCN message indicating the VCN initiation of a payment transaction.

Method and system for direct carrier billing

Growing community of inventors

New York, NY, United States of America

Kimberly Lewis Peyton