Visa International Service Association

Kevin Carvalho

Sang Wook Lee

Chunxi Jiang

Peng Zhao

Clint Florez

Thomas Purves

Amit Gupta

Jalpesh Chitalia

Ansar Ansari

Manoj Kannembath

Aparna Krishnan Girish

Samuel Shrauger

Vishwanath Shastry

Madhuri Chandoor

Otto Williams

Barbara Elizabeth Patterson

Marco Huerta

Embodiments of the invention are directed to systems and methods of providing secure remote transaction (SRT) transactions. In some embodiments, a resource provider is able to embed a checkout element into a webpage that it hosts. The checkout element enables interaction between a user that has accessed the webpage and an initiator application server located remotely in order to complete a transaction while preventing the resource provider from gaining access to sensitive information. In some embodiments, the user's information may be determined by an initiator server and populated into the checkout element.

Secure remote transaction framework using dynamic secure checkout element

Embodiments of the invention are directed to systems and methods that enable authentication of a user via an authentication application that is different than a wallet application that is being used to process a transaction. The wallet application may contain payment devices and/additional wallet applications.

Adaptable authentication processing

A method to display an illustration to conduct an expedited electronic transaction is provided. Consumer identification information identifying a consumer is received. The consumer identification information is stored in association with a web browser of a consumer's device. A customized illustration is displayed based on the received consumer identification information on the consumer's device. A request is received for the expedited electronic transaction by swiping the customized illustration across a portion of the display of the consumer's device. Transaction data sufficient to complete the electronic transaction is sent to the merchant based on the swipe of the customized illustration across display of the consumer's device.

Illustration to conduct an expedited electric transaction method and system

The DYNAMIC CHECKOUT BUTTON APPARATUSES, METHODS AND SYSTEMS (DCB) transforms product page checkout request input and user identification input via DCB components such as offer/discount determination component and checkout button embedding component, into dynamic checkout button outputs.

Dynamic checkout button apparatuses, methods and systems

Method and system using illustration to conduct an expedited electronic transaction

Display screen or portion thereof with animated graphical user interface

Embodiments of the invention are directed to systems and methods of providing secure remote transaction (SRT) transactions. In some embodiments, upon selection of a checkout element, a user may be identified with respect to a transaction to be completed. A number of accounts may then be identified in relation to that user. Upon selection of a particular account, the user may be authenticated using a facilitator application installed on a mobile computing device that supports authentication for the selected account. In some embodiments, the system may involve the use of a transaction-specific token generated upon receiving an authentication indicator from the facilitator application.

Secure remote transaction framework

Illustration to conduct an expedited electronic transaction

Growing community of inventors

San Francisco, CA, United States of America

Kevin Carvalho