International Business Machines Corporation

Kenneth Trisko

Zachary Adam Garbow

Lowell C Thomason

Robert H Hamlin

Ronald Stanley Wesely

John Rud

Clayton Lee McDaniel

Timothy Harold Brandt

A method includes receiving financial data for a plurality of categories associated with the user, where the plurality of categories includes financial institution obligations, financial tracking tools, and recurring and nonrecurring financial obligations. The method also includes analyzing financial data for each of the plurality of categories and generating an initial report with a first plurality of recommendations for the plurality of categories. The method also includes, responsive to determining a modification was received for the initial report, updating at least one recommendation from the first plurality of recommendations and a user profile for the user planning the absence. The method also generating a final report with a second plurality of recommendations based on the initial report with the first plurality of recommendations and the modification. The method also performing an action to address an unresolved financial obligation based on at least one recommendation from the second plurality of recommendation.

Pre-trip cognitive learning recommendation engine

A computer-implemented method includes receiving, at a gateway, a message for a recipient, responsive to the message being sent to the recipient at a first address. One or more rules are evaluated to select a preferred communication channel of the recipient, from among two or more communication channels. A channel-specific address of the recipient on the preferred communication channel is determined, where the channel-specific address differs from the first address. The message is directed, by the gateway, to the channel-specific address of the recipient to deliver the message to the recipient through the preferred communication channel.

Intelligent electronic communications across heterogeneous communication channels

A facility is provided for transitioning a database service from a failing, primary server to another server of a computing environment including a plurality of servers, at least some of which have a common database service capability, but not commonly replicated supporting databases. The facility includes, responsive to detection of failure at the primary server, selecting another server of the plurality of servers to function as database service backup for the primary server, updating at least one configuration file of the computing environment to indicate that the another server is to function as database service backup for the primary, failing server, and dynamically creating at least one database structure at the another server. The dynamically created at least one database structure supports the database service backup function at the another server and corresponds to a database structure of a database supporting the database service at the primary server.

Transitioning of database service responsibility responsive to server failure in a partially clustered computing environment

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Stewartville, MN, United States of America

Kenneth Trisko