Bank of America Corporation

Keith Loving

Terry L Lewis

Cheryl Robinson

Dawn Patton

Rick Forbis

Patricia A Stewart

Jennifer Ona

Mike Fabian

Greg Clark

Robin W Glowski

David Divers

Dave Mauney

Techniques for supporting an automated clearing house system (ACH) for facilitating resolution of ACH transactions. When a transaction item is blocked for an account, the associated transaction is paused so that the transaction item can be presented to the client. When the indication from the client is indicative of accepting the transaction item, the transaction is allowed to process. When the indication is indicative of returning the transaction item, the transaction is stopped and the transaction item is returned. On-line authorization maintenance information may be received from the client so that transaction items can be processed based on the on-line authorization maintenance information, which may be used edit a current authorization entry or to create a new authorization entry for a trading partner. A decision to approve a blocked transaction item may be decided by an employee of a client. However, approval may further require approval by a second employee.

System supporting automated clearing house (ACH) features

Growing community of inventors

Chesterfield, NC, United States of America

Keith Loving