Sony Corporation

Sony Electronics Inc

Keiji Shiotani

Simon J Gibbs

Yoshitsugu Hasumi

Rick Rafey

Jeffrey Dorn

Toru Kuwahara

Hidehiko Kakinuma

Motoshi Asano

Linghan Cai

A system for issuing, redeeming and monitoring incentive offers generated in response to qualifying on-line and off-line non-purchase activities. For example, an electronic data card is used to store electronic coupons issued by web sites (i.e., on-line) and/or off-line locations. In one embodiment activity registration is performed by programming integrated with, or coupled to, a web browser. Off-line activity is registered by a kiosk at a merchant location that generates an incentive offer, or a token which is later converted to an incentive offer, in response to conditions determined at the kiosk (e.g., entered by the user, clerk, and so forth). A loyalty server operates to aggregate information about the offers for reporting purposes, and can be optionally required for determining qualification for an incentive offer, providing security codes for participating incentive issuers, providing qualification of offers prior to issuance, and validating stored offers prior to redemption.

System and method for issuing and redeeming incentives on electronic data cards

An affiliated store terminal obtains a security code and a card holder's attribution information of a credit card, such as a card holder's attribution information consists of a date of birth, lower four figures of a home telephone number, a last name and a first name of a card holder. An authorization request transmitted from the affiliated terminal is transmitted to a card company apparatus, and further transmitted to a card issuing company apparatus through an intermediary center apparatus. The card company apparatus executes an authorization process and return a result of the authorization process to the affiliated store terminal through the intermediary center apparatus and the previous card company apparatus.

Credit intermediary system, credit intermediary apparatus and method thereof, recording medium and program

A system, apparatus and method for utilizing one-time, or temporary, 'credit' card information for executing purchase transactions with a smart card or similar electronic data card device. The card is activated in an activation process with the issuer prior to receiving and utilizing temporary card information (numbers). Retrieval and submission of temporary card information is performed in an automatic process executed by application programming, such as within a web browser. By way of example, a user surfing the web commences a purchase transaction wherein their smart card communicates with the issuer of the smart card to retrieve one-time or temporary use card data which is submitted through the network for processing within the transaction. In one embodiment the programming is executed within a web browser which marks card data fields within transaction forms and automatically fills these fields with temporary card information received from the issuer.

System, apparatus and method for obtaining one-time credit card numbers using a smart card

Using a preset, temporary ID, a user accesses an on-line shop where he is not registered. When the user buys a commodity, the on-line shop sends order data to a money gate. In response to a request from the money gate, a mall-operating company where the user is registered sends the money gate information necessary for settlement such as a credit number. The money gate generates final order data by combining the order data and the information necessary for settlement. Settlement processing with a card company is performed by using the final order data.

Settlement intermediation processing apparatus, storage medium in which a program for settlement intermediation processing is stored, computer program for settlement intermediation, online shop apparatus, and on-line shopping method and system

Growing community of inventors

North Bergen, NJ, United States of America

Keiji Shiotani