Adp, Inc.

Justo D Pastor

Neha Pahwa

Nishant Kaushik

Roberto A Masiero

Vincent Civetta

Francisco Villavicencio

Zhitao Steve Xu

Deepak Kaushal

Sanjoli Ahuja

Krishna Chaitanya Pinnamaneni

Philip M O'Neill

Madusudhanan Ragothaman

Michael Nepomnyashy

A method, computer system and computer program product for authenticating a transaction is provided. A service provider receives a transaction between a user and a website displayed on a first device. The service provider identifies a first geolocation of the first device. The service provider generates a code for display on the first device. The service provider receives credential information to identify the user and the code from a second device. The service provider identifies a second geolocation of the second device, and determines a level of risk for the transaction based at in part on the first geolocation and the second geolocation. In response to the level of risk being an acceptable level of risk, the service provider authenticates the user. The service provider generates information to enable the user on the first device to perform the transaction with the website, and sends the information to the website.

Enhanced security authentication system

Growing community of inventors

Fairfield, NJ, United States of America

Justo D Pastor